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Not all rates down

Saturday, January 28th 2012, 5:00AM

TSB has made an unusual move. While it cut most of its fixed rate home loans it actually increased one - its 18 month term. The other change in the table is to NZ Home Loans' rates. They have been updated.

« ASB cuts 1 to 5 year fixed home loan ratesBollard casts off from bank »

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Mortgage Rates Table

Full Rates Table | Compare Rates

Lender Flt.

 1yr

 2yr

 3yr

 5yr

n/a n/a n/a n/a n/a
AMP Home Loans
 6.24 5.25 5.55 5.75 6.50
AMP Home Loans $200k +
 6.14 5.15 5.45 5.65 6.40
ANZ 5.74 5.25 5.49 5.90 6.70
ASB Bank
 5.75 5.25 5.55 5.75 6.50
BankDirect
 5.75 5.25 5.55 5.75 6.50
BNZ - Classic
 n/a n/a 5.79 n/a n/a
BNZ - GlobalPlus
 5.99 5.75 5.89 6.15 6.90
BNZ - Mortgage One
 6.40 n/a n/a n/a n/a
BNZ - Rapid Repay
 5.99 n/a n/a n/a n/a
BNZ - TotalMoney
 5.74 n/a n/a n/a n/a
BNZ- Std, FlyBuys
 5.99 5.75 5.89 6.15 6.90
CBS Canterbury
 5.95 6.25 6.50 7.10 7.80
Credit Union Auckland
 6.20 n/a n/a n/a n/a
Credit Union Baywide
 5.85 6.15 6.65 6.95 n/a
Credit Union North
 5.80 5.80 5.95 6.20 n/a
Credit Union South
 5.75 n/a n/a n/a n/a
eMortgage 6.04 6.15 6.69 7.19 7.90
Fantastic Home Loans
 5.74 5.59 5.79 6.10 n/a
Fidelity Life
 5.70 5.85 6.35 n/a n/a
Finance Direct
 6.10 6.45 6.69 7.10 7.70
First Credit Union
 6.45 n/a n/a n/a n/a
General Finance
 5.95 6.25 6.50 7.10 7.90
HBS Bank
 5.65 5.25 5.55 5.79 6.20
HBS Bank Special
 n/a n/a 5.65 5.65 5.99
Heretaunga Building Society
 5.75 5.65 5.80 n/a n/a
Housing NZ Corp
 5.75 5.65 5.79 6.10 6.90
HSBC Premier 5.99 5.29 5.50 5.74 6.65
Kiwibank 5.65 5.25 5.55 5.75 6.50
Kiwibank - Capped
 5.65 6.25 n/a n/a n/a
Kiwibank - Offset
 5.50 n/a n/a n/a n/a
Kiwibank - Special
 n/a 4.99 n/a n/a n/a
Liberty
 5.75 n/a n/a n/a n/a
Manchester Unity
 6.15 5.85 5.95 6.05 n/a
Napier Building Society
 5.80 6.00 6.70 n/a n/a
National Bank
 5.74 5.25 5.49 5.90 6.70
Nelson Building Society
 6.45 5.95 6.25 n/a n/a
NZ Home Loans
 5.85 5.25 5.55 5.75 6.50
Perpetual Trust
 7.70 n/a n/a n/a n/a
Public Trust
 4.99 5.40 5.55 5.85 6.65
SBS Bank
 5.65 5.25 5.55 5.79 6.20
SBS Bank Special
 n/a n/a 5.65 5.65 5.99
Silver Fern
 5.95 6.10 6.55 7.05 7.80
Southern Cross 5.95 6.25 6.50 7.10 n/a
Sovereign 5.85 5.25 5.55 5.75 6.50
The Co-operative Bank
 5.70 5.45 5.55 5.75 n/a
TSB Bank
 5.79 5.20 5.50 5.75 6.50
TSB Bank Special
 n/a 5.70 5.95 n/a n/a
Wairarapa Building Society
 6.20 6.70 6.95 n/a n/a
Westpac 6.24 5.25 5.55 5.75 6.90
Westpac - Capped rates n/a 6.50 n/a n/a n/a
Westpac - Choices Everyday 5.60 n/a n/a n/a n/a
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