The Kiwi Discount Club, which is run by RFA Des Morgan, is offering members a 30% discount on their health insurance premiums - as long as they are prepared to accept a voluntary excess of $1,000.
He says if a claim is made in the first two years members will receive a lump sum payment up to $1,000 from the Club to offset the excess.
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This 'discount' isn't something any member of the public can't already get whether they buy their medical insurance through any RFA, AFA, or directly from the insurer.