New non-medical limits on its Assurance Extra and Business Assurance product ranges enable customers to access higher levels of cover without the need for mandatory medical information or tests.
"These new limits are part of our commitment to making continuous improvements to our systems and processes to ensure we're providing a competitive service offering to the advisers who partner alongside us and their customers,” chief operating officer Debbie Eyre says.
"We’ve also made some enhancements to our medical code requirements. Where required, customers will now have the choice between a paramedical or GP medical exam. We’ve also removed the requirement for a Specialist Medical exam for customers needing a Code D medical - this can now be done by their GP."
The new limits and requirements are active now and will be applied to new business currently in underwriting.
"Advisers should be aware that the limits will not yet be showing in our online quote tool. However our team will be taking them into account as part of the underwriting process," she said.
Advisers will be able to view and download copies of the latest version of Cigna underwriting guide from Cigna NZ's Adviser Hub.
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