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	<title>Comments on: The sooner the guarantee goes the better</title>
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	<lastBuildDate>Mon, 23 Jan 2012 01:04:49 +0000</lastBuildDate>
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		<title>By: roger</title>
		<link>http://www.goodreturns.co.nz/blog/the-sooner-the-guarantee-goes-the-better/comment-page-1#comment-6451</link>
		<dc:creator>roger</dc:creator>
		<pubDate>Mon, 08 Feb 2010 22:17:28 +0000</pubDate>
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		<description>What a stupid article.  How many people have lost their savings in the last few years by chasing that extra 1% from finance companies?  The only reason Marac is not bust is because their parent company managed to get away a massive rights issue.  Their shareholders, rather than depositors,were the losers.</description>
		<content:encoded><![CDATA[<p>What a stupid article.  How many people have lost their savings in the last few years by chasing that extra 1% from finance companies?  The only reason Marac is not bust is because their parent company managed to get away a massive rights issue.  Their shareholders, rather than depositors,were the losers.</p>
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		<title>By: Independent Observer</title>
		<link>http://www.goodreturns.co.nz/blog/the-sooner-the-guarantee-goes-the-better/comment-page-1#comment-6450</link>
		<dc:creator>Independent Observer</dc:creator>
		<pubDate>Mon, 08 Feb 2010 03:25:26 +0000</pubDate>
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		<description>Hey Phil - this reads more like an observation about the research skills of financial advisers (...and perhaps the entire financial services industry????) than the future of financial-company-guarantees.

I remain of the belief that in excess of 95% of financial advisers are unable / unwilling to conduct meaningful research on the myriad of investment options. When combined with the sub-standard array of research options, this leaves a miniscule value proposition for the advisory community to collect fees for...</description>
		<content:encoded><![CDATA[<p>Hey Phil &#8211; this reads more like an observation about the research skills of financial advisers (&#8230;and perhaps the entire financial services industry????) than the future of financial-company-guarantees.</p>
<p>I remain of the belief that in excess of 95% of financial advisers are unable / unwilling to conduct meaningful research on the myriad of investment options. When combined with the sub-standard array of research options, this leaves a miniscule value proposition for the advisory community to collect fees for&#8230;</p>
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