OnePath policy ownership seminar

29 February 2012

Getting policy ownership right is crucial if you want to ensure the money from an insurance policy goes to the right people. Getting it wrong could be very costly and incur unnecessary tax and other hassles. This seminar will be valuable to advisers wanting to brush up their skills in this area and will consider the pros and cons of ownership by the life assured, ownership by a partner, joint ownership and ownership by trusts and companies.

Event location

Intercontinental

Event date/time

09:30 - 11:00

Event contact information

If you wish to attend, please reply to Fulya Reay at fulya.reay@onepath.co.nz

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Mortgage Rates Table

Full Rates Table | Compare Rates

Lender

Flt.

1yr

2yr

3yr

5yr

	n/a	n/a	n/a	n/a	n/a
AMP Home Loans	6.24	5.25	5.55	5.75	6.50
AMP Home Loans $200k +	6.14	5.15	5.45	5.65	6.40
ANZ	5.74	5.25	5.49	5.90	6.70
ASB Bank	5.75	5.25	5.55	5.75	6.50
BankDirect	5.75	5.25	5.55	5.75	6.50
BNZ - Classic	n/a	n/a	5.55	n/a	n/a
BNZ - GlobalPlus	5.99	5.25	5.65	5.75	6.50
BNZ - Mortgage One	6.40	n/a	n/a	n/a	n/a
BNZ - Rapid Repay	5.99	n/a	n/a	n/a	n/a
BNZ - TotalMoney	5.74	n/a	n/a	n/a	n/a
BNZ- Std, FlyBuys	5.99	5.25	5.65	5.75	6.50
CBS Canterbury	5.95	6.25	6.50	7.10	7.80
Credit Union Auckland	6.20	n/a	n/a	n/a	n/a
Credit Union Baywide	5.85	6.15	6.65	6.95	n/a
Credit Union North	5.80	5.80	5.95	6.20	n/a
Credit Union South	5.75	n/a	n/a	n/a	n/a
eMortgage	6.04	6.15	6.69	7.19	7.90
Fantastic Home Loans	5.74	5.59	5.79	6.10	n/a
Fidelity Life	5.70	5.85	6.35	n/a	n/a
Finance Direct	6.10	6.45	6.69	7.10	7.70
First Credit Union	6.45	n/a	n/a	n/a	n/a
General Finance	5.95	6.25	6.50	7.10	7.90
HBS Bank	5.65	5.25	5.55	5.79	6.20
HBS Bank Special	n/a	n/a	5.65	5.65	5.99
Heretaunga Building Society	5.75	5.65	5.80	n/a	n/a
Housing NZ Corp	5.75	5.65	5.79	6.10	6.90
HSBC Premier	5.99	5.29	5.50	5.74	6.65
Kiwibank	5.65	5.25	5.55	5.75	6.50
Kiwibank - Capped	5.65	6.25	n/a	n/a	n/a
Kiwibank - Offset	5.50	n/a	n/a	n/a	n/a
Kiwibank - Special	n/a	4.99	n/a	n/a	n/a
Liberty	5.75	n/a	n/a	n/a	n/a
Manchester Unity	6.15	5.85	5.95	6.05	n/a
Napier Building Society	5.80	6.00	6.70	n/a	n/a
National Bank	5.74	5.25	5.49	5.90	6.70
Nelson Building Society	6.45	5.95	6.25	n/a	n/a
NZ Home Loans	5.85	5.25	5.55	5.75	6.50
Perpetual Trust	7.70	n/a	n/a	n/a	n/a
Public Trust	4.99	5.40	5.55	5.85	6.65
SBS Bank	5.65	5.25	5.55	5.79	6.20
SBS Bank Special	n/a	n/a	5.65	5.65	5.99
Silver Fern	5.95	6.10	6.55	7.05	7.80
Southern Cross	5.95	6.25	6.50	7.10	n/a
Sovereign	5.85	5.25	5.55	5.75	6.50
The Co-operative Bank	5.70	5.45	5.55	5.75	n/a
TSB Bank	5.79	5.20	5.50	5.75	6.50
TSB Bank Special	n/a	5.70	5.95	n/a	n/a
Wairarapa Building Society	6.20	6.70	6.95	n/a	n/a
Westpac	6.24	5.25	5.55	5.75	6.90
Westpac - Capped rates	n/a	6.50	n/a	n/a	n/a
Westpac - Choices Everyday	5.60	n/a	n/a	n/a	n/a

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