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Mortgage Rates Daily Commentary
Monday 20 January 2025
Open Finance Shake-Up: Are You Ready for the Big Changes Ahead? Big changes are on the horizon for open finance with new regulations that could be in place by the end of the year.
That means fresh opportunities - as well as challenges - are just around the corner.
So, how might these changes transform the way you do business? [READ ON]
Top brokers
Find out who are the finalists in this year's Mortgage Broker of the Year Awards.
Monday, September 8th 2003, 6:23PM
North Harbour/Northland-
Geoff Bawden - Bawden Consulting
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Joanne Dale - Mortgage Express-
Bridgette Stubbs - Mortgages By Design
Central Auckland-
Jens Dalhoff - Mike Pero
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Grant McFlinn - Mike Pero-
Sue Tierney - Mortgages By Design
Greater Auckland
- Gavin Lendich - Mortgage Planners
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Cherie Matches - Mortgage Planners-
Stephen Wilton - Mortgage Minders
Waikato/Bay of Plenty-
Frank McLean - Mortgage Express, Tauranga
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Brent Mountford - Mortgage Works, Rotorua-
Michelle Towersey - Mike Pero, Tauranga
Central North Island-
Gail Jensen - Mortgage Link, Palmerston North
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Lindy Neilson - Mortgage Link, Gisborne-
Craig Seton - Mortgage Link, Palmerston North
Wellington/Kapiti/Nelson/Marlborough-
Finlay Abbot
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Warren Rule - Mortgage Choice-
Russell Spencer - Mortgage Choice
South Island-
Malcolm MacDonald - Mortgage Link, Timaru
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Rob Parsons - Mortgage First-
Charlie Reid/Gary Burton - Mortgage Link, Queenstown.
The winners will be announced at the NZ Mortgage Brokers Association conference in Christchurch on Friday night.
Commenting is closed
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Mortgage Rates Table
Full Rates Table | Compare Rates
| Lender |
Flt |
1yr |
2yr |
3yr |
|---|
| AIA - Back My Build |
4.94 |
- |
- |
- |
| AIA - Go Home Loans |
7.49 |
5.79 |
5.49 |
5.59 |
| ANZ |
7.39 |
6.39 |
6.19 |
6.19 |
| ANZ Blueprint to Build |
7.39 |
- |
- |
- |
| ANZ Good Energy |
- |
- |
- |
1.00 |
| ANZ Special |
- |
5.79 |
5.59 |
5.59 |
| ASB Bank |
7.39 |
▼5.59 |
5.49 |
5.59 |
| ASB Better Homes Top Up |
- |
- |
- |
1.00 |
| Avanti Finance |
7.90 |
- |
- |
- |
| Basecorp Finance |
8.35 |
- |
- |
- |
| BNZ - Classic |
- |
5.99 |
5.69 |
5.69 |
| Lender |
Flt |
1yr |
2yr |
3yr |
|---|
| BNZ - Mortgage One |
7.54 |
- |
- |
- |
| BNZ - Rapid Repay |
7.54 |
- |
- |
- |
| BNZ - Std |
7.44 |
5.79 |
5.59 |
5.69 |
| BNZ - TotalMoney |
7.54 |
- |
- |
- |
| CFML 321 Loans |
5.80 |
- |
- |
- |
| CFML Home Loans |
6.25 |
- |
- |
- |
| CFML Prime Loans |
7.85 |
- |
- |
- |
| CFML Standard Loans |
8.80 |
- |
- |
- |
| China Construction Bank |
- |
7.09 |
6.75 |
6.49 |
| China Construction Bank Special |
- |
- |
- |
- |
| Co-operative Bank - First Home Special |
- |
5.69 |
- |
- |
| Lender |
Flt |
1yr |
2yr |
3yr |
|---|
| Co-operative Bank - Owner Occ |
6.95 |
5.79 |
5.59 |
5.69 |
| Co-operative Bank - Standard |
6.95 |
6.29 |
6.09 |
6.19 |
| Credit Union Auckland |
7.70 |
- |
- |
- |
| First Credit Union Special |
- |
5.99 |
5.89 |
- |
| First Credit Union Standard |
7.69 |
6.69 |
6.39 |
- |
| Heartland Bank - Online |
6.99 |
5.49 |
5.39 |
5.45 |
| Heartland Bank - Reverse Mortgage |
- |
- |
- |
- |
| Heretaunga Building Society |
8.15 |
6.50 |
6.30 |
- |
| ICBC |
6.95 |
5.79 |
5.59 |
5.59 |
| Kainga Ora |
7.39 |
5.79 |
5.59 |
5.69 |
| Kainga Ora - First Home Buyer Special |
- |
- |
- |
- |
| Lender |
Flt |
1yr |
2yr |
3yr |
|---|
| Kiwibank |
7.25 |
6.69 |
6.49 |
6.49 |
| Kiwibank - Offset |
7.25 |
- |
- |
- |
| Kiwibank Special |
7.25 |
5.79 |
5.59 |
5.69 |
| Liberty |
8.59 |
8.69 |
8.79 |
8.94 |
| Nelson Building Society |
7.94 |
5.75 |
5.99 |
- |
| Pepper Money Advantage |
10.49 |
- |
- |
- |
| Pepper Money Easy |
8.69 |
- |
- |
- |
| Pepper Money Essential |
8.29 |
- |
- |
- |
| SBS Bank |
7.49 |
6.95 |
6.29 |
6.29 |
| SBS Bank Special |
- |
5.89 |
5.49 |
5.69 |
| SBS Construction lending for FHB |
- |
- |
- |
- |
| Lender |
Flt |
1yr |
2yr |
3yr |
|---|
| SBS FirstHome Combo |
4.94 |
4.89 |
- |
- |
| SBS FirstHome Combo |
- |
- |
- |
- |
| SBS Unwind reverse equity |
9.39 |
- |
- |
- |
| TSB Bank |
8.19 |
6.49 |
6.39 |
6.39 |
| TSB Special |
7.39 |
5.69 |
5.59 |
5.59 |
| Unity |
7.64 |
5.79 |
5.55 |
- |
| Unity First Home Buyer special |
- |
5.49 |
- |
- |
| Wairarapa Building Society |
7.70 |
5.95 |
5.75 |
- |
| Westpac |
7.39 |
6.39 |
6.09 |
6.19 |
| Westpac Choices Everyday |
7.49 |
- |
- |
- |
| Westpac Offset |
7.39 |
- |
- |
- |
| Lender |
Flt |
1yr |
2yr |
3yr |
|---|
| Westpac Special |
- |
5.79 |
5.49 |
5.59 |
| Median |
7.49 |
5.79 |
5.69 |
5.69 |
Last updated: 17 January 2025 9:11am Previous News
-
Thursday, September 28th, 9:00AM
RBNZ announces OCR decision
-
Tuesday, August 1st, 11:19AM
SBS eyes partnership with mortgage advisers
-
Thursday, June 22nd, 9:00AM
OCR held again - here's what RBNZ had to say
-
Thursday, May 11th, 10:26AM
Surprise at RBNZ’s OCR outlook
-
Thursday, May 11th, 9:00AM
No change to OCR: What RB said today
-
Monday, May 8th, 6:00AM
Focus on tone, not content, of OCR call this week
-
Tuesday, May 2nd, 11:10AM
ANZ half-year profit jumps
-
Monday, April 24th, 10:23AM
Local flavour makes for bank winners
MORE NEWS»
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