Last week ended with HSBC cutting its three, four and five-year rates by 20, 24 and 34 basis points respectively. They now have the lowest fixed rates on offer, albeit with the condition that customers must have a mortgage worth $500,000 or savings of $100,000 to qualify.
NZF also dropped its long-term rates at the end of last week, with 70 basis points cut from its four and five-year fixed home loan rates. Its two and three-year rates went down by 10 and 50 points respectively.
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