People looking to switch banks should read this story about a free Do-It-Yourself guide which makes sure direct debt payments move successfully with them.
We look at the Reserve Bank Bulletin which explains yield curves and says substantial differences in interest rates impact materially on borrowers' wallets. We also have a graph in Latest Trends explaining why fixing is not as attractive as it looks.
There have been no mortgage rate changes from lenders for 10 days now.
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