TSB Bank has shaved 10 basis points off its three-year fixed home loan rate bringing it down to 7.10%. Kiwibank and HSBC are the only banks offering lower three-year rates at 7.09% and 6.99% respectively.
In news today, the Banking Ombudsman has announced a number of mortgage lenders have joined the scheme including Canterbury Building Society, Southern Cross Building Society and Credit Union South and after running down its mortgage book for most of the last decade, HSBC has started to compete for business again.
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