BNZ has shaved 10 basis points off the three and four year fixed rate on some products and taken 20 points off the five year rates. The changes don't make them the most competitive in these terms but does improve their position. Here we have sorted the rates table on the three year term to show you how they stack up.
Also the Reserve Bank has released a discussion document on capital rules for housing loans. There are claims such a move will drive home loan rates up. Details here.
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