ASB and Bank Direct have withdrawn their six-month special rate of 4.75% and have expanded the terms around its two-year special rate. This rate, set at 5.70%, can now be applied to all existing home lending and new home lending with a minimum of 20% equity in the security property. This special rate cannot be applied to packages or other ASB/ Bank Direct discounts and remains subject to customers having (or obtaining) an ASB credit card and their main transaction account with ASB/ Bank Direct i.e. their salary, wages, business or rental income credited to this account.
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