Here we have compared just five lenders who have taken different strategies to pricing their home loans. Also note this is just for standard rates. There are a range of Specials in the market too.
HSBC - clearly it commands a market leading position in fixed rates, especially when its Specials are considered. However it is the only bank not to move its floating rate.
Pricing remains in a tight band up to two years, but for longer terms there is greater divergence in pricing.
SBS - While it often is a market leader, it's current pricing is a tad ordinary.
ASB - Sharp on the one-year term but starts to look pricey further out the curve.
BNZ - Continues to be reasonably aggressive compared to its big bank peers.
Kiwibank - Sharp as usual except for standard two-year rates.
In your commentary you say ANZ - Sharp on the one-year term but starts to look pricey further out the curve. The chart does not show ANZ but ASB presume a typo