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Latest Headlines
Government to remove personal liability for bank directors
Thursday, September 5th 2024, 4:14PM
The government has decided to remove the due diligence duty and the associated personal liability for directors and senior managers of financial institutions,” commerce and consumer affairs minister Andrew Bayly told the Financial Services Council conference. [READ ON]
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Summit to examine financial advice policy, regulation, and professional standards
“keeping it straight & simple seems to be the hardest thing to do.
making it complex & confusing looks like the trend....”
2 days ago by w k
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Summit to examine financial advice policy, regulation, and professional standards
“Financial literacy, access to lending and financial advice, the cost of insurance, and the cost of living are all strong...”
2 days ago by MrT
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Summit to examine financial advice policy, regulation, and professional standards
“I very much agree with Paul and Eyeinthesky and looking at the countries attending the regulations will vary considerably...”
2 days ago by Backstage
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Summit to examine financial advice policy, regulation, and professional standards
“I wouldn't place too much weight on the headline figure of 28% (of NZers who accessed financial advice last year).
There...”
3 days ago by Paul Flood
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Summit to examine financial advice policy, regulation, and professional standards
“My comments are not directed to anyone in this article.
I’m a little over hearing constantly, about how many people...”
3 days ago by Eyeinthesky
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Mortgage Rates Newsletter
Previous News
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Friday, June 5th, 11:42AM
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Thursday, June 4th, 10:24AM
ANZ increases all fixed rates; Borrowers on big mortgages
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Tuesday, June 2nd, 10:11AM
[BREAKING NEWS] Heartland to buy TSB
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Monday, June 1st, 3:29PM
FAMNZ no more; New loan option from Finbase
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Friday, May 29th, 2:04PM
New funding line; New product
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Thursday, May 28th, 11:45AM
Finbase gets big Aussie backer; Xceda BDM; Rates to rise
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Wednesday, May 27th, 2:00PM
[Breaking News] OCR unchanged
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Most Commented On
Mortgage Rates Table
Full Rates Table | Compare Rates
| Lender |
Flt |
1yr |
2yr |
3yr |
|---|
| AIA - Back My Build |
3.34 |
- |
- |
- |
| AIA - Go Home Loans |
5.89 |
4.65 |
5.25 |
5.49 |
| ANZ |
5.79 |
▲5.39 |
▲6.09 |
▲6.29 |
| ANZ Blueprint to Build |
7.39 |
- |
- |
- |
| ANZ Good Energy |
- |
- |
- |
1.00 |
| ANZ Special |
- |
▲4.79 |
▲5.49 |
▲5.69 |
| ASB Bank |
5.79 |
4.65 |
5.25 |
5.49 |
| ASB Better Homes Top Up |
- |
- |
- |
1.00 |
| Avanti Finance - Near Prime |
6.35 |
- |
- |
- |
| Avanti Finance - Specialised |
7.45 |
- |
- |
- |
| Basecorp Finance |
6.35 |
- |
- |
- |
| Lender |
Flt |
1yr |
2yr |
3yr |
|---|
| BNZ - Mortgage One |
5.94 |
- |
- |
- |
| BNZ - Rapid Repay |
5.94 |
- |
- |
- |
| BNZ - Std |
5.84 |
4.65 |
5.19 |
5.39 |
| BNZ - TotalMoney |
5.94 |
- |
- |
- |
| CFML 321 Loans |
3.95 |
- |
- |
- |
| CFML Home Loans |
6.05 |
- |
- |
- |
| CFML Prime Loans |
6.25 |
- |
- |
- |
| CFML Standard Loans |
6.95 |
- |
- |
- |
| China Construction Bank |
6.44 |
4.85 |
4.95 |
4.95 |
| China Construction Bank Special |
6.44 |
5.85 |
5.95 |
5.95 |
| Co-operative Bank - First Home Special |
- |
4.55 |
- |
- |
| Lender |
Flt |
1yr |
2yr |
3yr |
|---|
| Co-operative Bank - Owner Occ |
4.99 |
4.65 |
5.29 |
5.49 |
| Co-operative Bank - Standard |
4.99 |
5.15 |
5.79 |
5.99 |
| Credit Union Auckland |
7.70 |
- |
- |
- |
| First Credit Union Special |
- |
▲5.09 |
5.49 |
- |
| First Credit Union Standard |
6.49 |
▲5.69 |
▲6.09 |
- |
| Heartland Bank - Online |
▲5.80 |
5.89 |
- |
- |
| Heartland Bank - Reverse Mortgage |
7.99 |
- |
- |
- |
| Heretaunga Building Society |
6.50 |
5.50 |
5.65 |
- |
| ICBC |
5.39 |
4.49 |
▲4.99 |
▲5.25 |
| Kainga Ora |
5.79 |
4.59 |
4.95 |
5.19 |
| Kainga Ora - First Home Buyer Special |
- |
- |
- |
- |
| Lender |
Flt |
1yr |
2yr |
3yr |
|---|
| Kiwibank |
5.75 |
5.65 |
6.19 |
6.35 |
| Kiwibank - Offset |
5.75 |
- |
- |
- |
| Kiwibank Special |
5.75 |
4.75 |
5.29 |
5.55 |
| Liberty |
6.65 |
6.55 |
6.22 |
6.20 |
| Nelson Building Society |
6.49 |
4.69 |
5.09 |
- |
| Pepper Money Near Prime |
6.55 |
- |
- |
- |
| Pepper Money Prime |
5.99 |
- |
- |
- |
| Pepper Money Specialist |
8.00 |
- |
- |
- |
| SBS Bank |
5.84 |
5.29 |
5.79 |
5.99 |
| SBS Bank Special |
- |
4.69 |
5.19 |
5.39 |
| SBS Construction lending for FHB |
3.74 |
- |
- |
- |
| Lender |
Flt |
1yr |
2yr |
3yr |
|---|
| SBS FirstHome Combo |
3.29 |
4.19 |
- |
- |
| SBS FirstHome Combo |
- |
- |
- |
- |
| SBS Unwind reverse equity |
7.99 |
- |
- |
- |
| TSB Bank |
6.59 |
5.49 |
6.05 |
6.29 |
| TSB Special |
5.79 |
4.69 |
5.25 |
5.49 |
| Unity First Home Buyer special |
- |
4.09 |
- |
- |
| Unity Special |
5.79 |
4.80 |
5.29 |
- |
| Unity Standard |
5.79 |
5.60 |
6.09 |
- |
| Wairarapa Building Society |
6.15 |
4.95 |
5.45 |
- |
| Westpac |
5.89 |
5.39 |
5.79 |
6.09 |
| Westpac Choices Everyday |
5.99 |
- |
- |
- |
| Lender |
Flt |
1yr |
2yr |
3yr |
|---|
| Westpac Offset |
5.89 |
- |
- |
- |
| Westpac Special |
- |
4.79 |
5.19 |
5.49 |
| Median |
5.94 |
4.80 |
5.45 |
5.49 |
Last updated: 5 June 2026 10:14am |
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