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DESCRIPTION:This course covers the Residential Property Lending Strand of t
 he Level 5 New Zealand Certificate in Financial Services. It provides an i
 n-depth understanding of residential property lending concepts\, legislati
 on and regulations that are of particular relevance to the provision of re
 sidential property lending services. It also considers the residential pro
 perty market\, and the relationship between residential property lending a
 nd individuals&rsquo\; needs\, to ensure appropriate solutions to borrowin
 g needs. Key lending concepts and frameworks are applied to develop soluti
 ons for a range of lending situations. The third day of this course is a p
 ractical workshop. This workshop will give attendees the chance to intervi
 ew clients in a simulated environment where they will: gather information 
 create a diary note fill in an application find and present the correct do
 cumentation including using a lending calculator draft a mortgage-specific
  statement of advice (SOA). The course will also feature real life mortgag
 e applications (appropriately sanitised) and give candidates the chance to
  identify what is deficient and why the lender may decline it. Attendees w
 ill then list what needs to be included for the application to have a good
  chance of succeeding. (Note this additional training is NOT available via
  online learning.)\nThe Residential Property Lending Strand should be cons
 idered the minimum education for anyone wanting to become a mortgage advis
 er\, plus mortgage advisers wanting to upskill\, and is recognised as the 
 benchmark by major lending institutions in New Zealand.\nThis Strand is al
 so suitable for those wishing to work as financial advisers\, private bank
 ers\, and credit managers.\n
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DTEND:20190911T000000Z
LOCATION:B:Hive Smales Farm\, 72 Taharoto Rd\, Takapuna\, Auckland 0622\, A
 uckland
SUMMARY:Residential Property Lending Strand: Mortgage Specialist (Strategi 
 Institute)
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