Article tagged with 'DTIs'
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DTIs will start affecting borrowers by the middle of next year
18 Dec 2024 - Debt-to-income (DTI) rules are not far off playing a bigger part in the mortgage market.
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Lending could get harder
30 May 2024 - North Shore mortgage adviser Kris Pedersen of Kris Pedersen Mortgages believes the Reserve Bank could tighten debt-to-income levels, which go live July 1, over time.
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RBNZ pushes go button on DTI restrictions
28 May 2024 - Debt-to-income (DTI) restrictions and loosening of loan-to-value ratios (LVR) will be introduced by the Reserve Bank on July 1.
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DTI borrowing at lowest levels since 2017
21 May 2024 - The Reserve Bank could be weeks away from introducing debt-to-income restrictions.
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DTIs need deeper analysis
20 Mar 2024 - A cost benefit analysis of debt-to-income restrictions needs to be done before they go any further, BusinessNZ says.
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Property investors should consult mortgage advisers on DTI impacts
12 Feb 2024 - A property finder is urging investors to consult their mortgage adviser on how debt-to-income (DTI) restrictions, which RBNZ will probably implement about mid-year, will affect their buying power.
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DTIs will be hard on start-ups
05 Feb 2024 - Start-ups will be hit hard if the RBNZ introduces debt-to-income (DTI) restrictions later this year.
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Avanti gets new CEO;DTIs on investment property don’t make sense
18 Jan 2024 - Avanti lands former ANZ executive to take over as its chief executive. [READ ON] As experts expect property prices to rise between 5-10% this year, the biggest dampener will be debt-to-income (DTI) ratios if introduced towards the middle of the year. [READ ON] We will host TMM...
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DTIs on investment property don’t make sense
18 Jan 2024 - As experts expect property prices to rise between 5-10% this year, the biggest dampener will be debt-to-income (DTI) ratios if introduced towards the middle of the year.
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Uncertainty over DTI effects
08 Jan 2024 - As the Reserve Bank gears up to consult on the level, possible exemptions and speed limits for debt-to-income restrictions, CoreLogic’s chief property economist says it is difficult to know whether they have worked in other countries.