Article tagged with 'LVR'
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Record number of deals being done by first home buyers
23 Jul 2025 - Despite mortgage costs being higher than rents first home buyers have taken more than a quarter of all properties bought in the second quarter of the year.
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To fix or not to fix: Mortgage rate decisions a key theme for 2025
15 Jan 2025 - In recent months, falls in mortgage rates have understandably meant there’s been a strong focus on the ‘short end’ of the curve, with borrowers mostly choosing floating rates or 6-12 month fixes. However, the timing of a possible shift to longer-term fixed rates is shaping up as a key theme in the mortgage market this year.
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Bank resourcing should have been a ComCom recommendation
08 Jan 2025 - Squirrel Mortgages chief executive David Cunningham wonders whether the Commerce Commission should have made bank resourcing one of its recommendations in the bank competition study completed last year to ensure a level playing field.
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Loosened LVRs push up mortgage lending
29 Sep 2023 - Part of the early-stage recovery in the housing market comes from loan-to-value ratio rules being loosened in June.
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RBNZ details eased LVR restrictions
26 May 2023 - The Reserve Bank has confirmed its proposal to ease mortgage loan-to-value ratio (LVR) restrictions.
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LVR tweaks substantive for owner-occupier
01 May 2023 - Investors will be able to buy additional houses with a 35% deposit instead of 40%. For owner-occupiers, banks will be able to use 15% of their new lending for clients who have a deposit of more than 80%. [READ ON]
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LVR tweaks substantive for owner-occupiers
01 May 2023 - The Reserve Bank’s easing of the speed limits on high loan-to-value (LVR) restrictions from 1 June is going to be more significant for owner-occupiers than investors.
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Finally....LVR rules to be loosened
26 Apr 2023 - It will be music to many advisers's ears that the Reserve Bank is planning to ease LVR restrictions. [READ ON]
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Long wait times for loans
17 Jan 2022 - We are hearing that buyers wanting loans with high LVRs are having to sit patiently and wait for bank approval. What's your experience?
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Investor juggernaut slowly grinding down
22 Oct 2021 - Property buying by mortgaged investors is back down to the levels just before the loan-to-value restrictions were lifted in the second quarter last year, which sparked investor demand back into life.