Article tagged with 'Russell Hutchinson'
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Do longer SOAs break the law?
18 Aug 2025 - An Australian adviser magazine asked that question as the heading for an article. The provocatively titled article piece might receive a verdict of ‘not proven’ were we in Scotland, where such a judgment can actually be recorded. But the article is worth a read.
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Why Australians live so long
13 May 2025 - The Economist has an article on the matter of Australian longevity, noting that Australians outlive their anglophone peers by a significant margin.
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Non-PHARMAC medicines coverage – aiming for a data-informed evaluation
23 Apr 2025 - Non-PHARMAC coverage has become increasingly important to clients purchasing private health insurance, primarily due to rising public demand for treatments and medications not funded by PHARMAC (the government agency overseeing public pharmaceutical purchasing and subsidy).
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Life and health market outlook 2025
27 Feb 2025 - Everyone is telling us that there are a lot of lapses. Most reviews of the life sector say that there are some serious challenges: there are a lot of lapses and large numbers of people are uninsured, and not-great levels of new business.
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Embracing Admin Data for the Census: A Data Analyst's Perspective from the Insurance Sector
27 Feb 2025 - As a data analyst working in the insurance sector, I have a great appreciation for the pivotal role that accurate and comprehensive data plays in our industry. Recently, the proposal by Statistics NZ to overhaul the traditional census and transition to an "admin data first" approach has sparked considerable debate.
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The run of play is towards more and more underwriting, and not just at the traditional new business stage
02 Dec 2024 - We used to think that existing business was pretty much settled, underwritten, and done. We also liked to think that there was ample flexibility - a good, simple rule of thumb used to be that if a change did not increase risk for the insurers, then you could get that change without underwriting. In fact, the reasons why you may be underwritten again are growing.
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Can Games Teach Financial Literacy?
18 Nov 2024 - Recently of our readers encouraged us to take a look at Hackt!cs, a game designed to teach financial literacy to young adults.
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Quotemonster adds KiwiSaver comparison and research
30 Jul 2024 - With half of its subscribers now providing some form of KiwiSaver advice, life and health insurance quote provider Quotemonster has added a KiwiSaver comparison and research service.
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Will we decline a quarter of IP applicants on their income source?
29 Jul 2024 - In the United Kingdom it has been found that 28% of adults with complex incomes are denied a home loan.¹
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Life insurance products MIA
09 Jul 2024 - Russell Hutchinson asks: What’s missing from the life insurance picture and comes up with a good list.