The people who have influenced advisers the most this year
You'd have to say he left it till a run late in the year, but arguably the most influential person on the advice world this year was Financial Market Authority chief executive Rob Everett.
For much of the year we heard little from him, but in the past couple of months he has had a more public profile and we have learnt a lot more about his views on advisers and regulation.
I have said before that I believe advisers have an ally with Everett, but be warned while he supports advisers not everything he, or more correctly the FMA does, will win favour with advisers.
One of the biggest criticisms I have, and he knows this, is that the FMA has still not learnt how to communicate effectively with advisers and stakeholders in this sector. There have been some pretty bad episodes this year which have infuriated advisers.
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