A key detail of the cover is that the person taking it must have been employed for a minimum of two years.
People wishing to take out this cover must supply two years of accounts and where possible draft accounts year-to-date.
ING Life's income cover for self-employed has a built-in TPD benefit and benefits are paid monthly in advance.
Other changes announced at a roadshow last week include improvements in the definitions for major burns and cancer with its trauma policies. Also new conditions have been added, including out-of-hospital cardiac arrest, severe inflammatory bowel disease and systematic sclerosis.
ING Life's trauma cover also includes a partial payment for the diagnosis of early stage non-invasive cancers.
More details of the changes can be found here.
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The Department of Building and Housing has established a new Industry Adviser position to assist with the development and implementation of community education and liaison activities aimed at landlords.