Borrowers collective interest rate bill expected to fall by $3 bill: ASB plays catch-up

Monday, June 23rd 2025, 11:45AM

About 70% of mortgages will reprice in the next 12 months and that is going to mean New Zealand’s collective mortgage payments will fall by about $3 billion, according to analysis by Macquarie Research.

Meanwhile, ASB has played catch up with interest rates, cutting for terms with the range of cuts being between six and 16 basis points. Here's how its biggest cut, to the six-month rate, stacks up.

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