Articles tagged with 'A newsletter'
Have Your Say in TMM’s Annual Mortgage Adviser Survey
25 October 2025 - TMM’s Annual Mortgage Adviser Survey is now open — and we want to hear from you. This is your chance to share your views on the key issues...
5% is the magic savings number
10 October 2025 - Research suggests a savings rate of 5% of net income after KiwiSaver contributions, matched by an equal employer contribution, would be sufficient to provide a retirement income for thej majority of KiwiSaver members pre-retirement income.
Adviser to Adviser advice: Managing those damn emails
9 October 2025 - Introducing Nicki Kane. Nicki is starting a new monthly practice management column we've called Adviser to Adviser Advice. In her first piece she provides practice ideas to manage emails and inboxes.
[BREAKING NEWS] OCR cut to 2.5%
8 October 2025 - The Reserve Bank has cut the OCR 50 points to 2.5%.
OCR down 50 points: What the RBNZ said
8 October 2025 - The Reserve Bank has cut the OCR 50 points to 2.5%.
Westpac decision “a bit of a tragedy” - adviser
8 October 2025 - Westpac’s negotiations with New Zealand mortgage aggregators about ditching trail payments comes just seven months after it partnered with fintech Dosh to offer home loans without financial advice and a loyalty cashback reward.
How bold will the RBNZ be?
3 October 2025 - A cut from the RBNZ next week is all but a done deal. The only question is how much it will be – 0.50% or 0.25%?
Why some mortgage advisers say splitting is good when interest rates are low
17 September 2025 - While the Reserve Bank is expected to cut the OCR to 2.5% by the end of the year, the age-old question being faced by mortgage advisers from clients about whether to float of fix their mortgage interest rate is more common now than ever before.
Banks slow to change unfair clawback rules
1 September 2025 - ANZ has taken the lead in reducing clawback periods for mortgage advisers, but other banks are being criticised for delaying changes the Commerce Commission...
Flat house prices open door for first home buyers
29 August 2025 - ANZ is now tipping zero growth in house prices this year, with affordability at its best in years and first home buyers set to benefit. [READ ON] ...
Borrowers chase cashback as $2.6b changes lenders
28 August 2025 - A record $2.6 billion in mortgages switched lenders in July, with advisers saying cashbacks, not rates, are the number one driver behind the surge. [READ...
Select committee proposes moves to boost banking competition
27 August 2025 - The Finance & Expenditure Select Committee has released its report on banking competition, highlighting ways to make the sector fairer and more open...
FAMNZ pushes for mandatory membership and ongoing training
26 August 2025 - FAMNZ is calling for compulsory industry membership to ensure mortgage advisers keep learning and stay ahead as regulations evolve - a change that could...
Year of the refix: big choices ahead for borrowers
22 August 2025 - With $135 billion of mortgages coming up for re-fix, economists say borrowers are rethinking how long to lock in - and it’s no longer just about...
OCR cut explained: what brokers need to know for clients
21 August 2025 - The Reserve Bank cut the OCR to 3% and signaled more cuts ahead. That means mortgage rates are likely to keep easing, giving clients some relief on repayments...
Why RBNZ may cut OCR further; more relief for borrowers?
20 August 2025 - Today’s OCR cut to 3% came as expected, but the bigger news is the Reserve Bank forecasting two more reductions by early 2026. That points to further...
[BREAKING NEWS] OCR cut to 3%
20 August 2025 - The Reserve Bank has cut the OCR by 25 basis points to 3 percent, citing spare capacity in the economy and easing inflation pressures. The Committee signalled...
Tomorrow’s OCR cut won’t be enough, says FAMNZ
19 August 2025 - With an OCR cut expected tomorrow, FAMNZ says borrowers still need more relief, as advisers weigh up fixed vs variable strategies and even non-bank options...
Kiwibank says OCR needs to go deeper to revive economy
18 August 2025 - The economy is still flat, and Kiwibank warns the OCR needs to drop below 3% if the RBNZ really wants to turn things around. [READ ON] ...
OCR cut next week? Here’s what the big banks say
15 August 2025 - A possible OCR cut to 3% next week could reshape the mortgage landscape, and economists are divided on where rates will head next. [READ ON] ...
How's ASB going and why does it keep secrets? Rates action
14 August 2025 - ASB reported their results yesterday showing a small drop in profit. [READ MORE HERE] Of more interest to us is the banks continuing secrecy around disclosing...
OCR cut could spark surge in client activity
12 August 2025 - Economists say the numbers are lining up for an OCR cut next week, but the outlook beyond that is less certain. [READ ON] ...
Is a rate cut just days away?
11 August 2025 - Signs point to a rate cut next week as inflation expectations ease and economic data softens. [READ ON] ...
A new marketplace for you (and your mortgage books)
8 August 2025 - A new adviser-built platform is bringing transparency and speed to buying and selling books. [READ ON] ...
More borrowers fix for one year as rates fall
6 August 2025 - Borrowers are flocking to one-year fixed mortgage terms as falling interest rates and more OCR cuts loom - with investors leading the charge, locking in...
Kiwibank predicts deeper interest rate cuts ahead; Top firm seeks another adviser
4 August 2025 - Kiwibank says the Reserve Bank might be forced to slash interest rates even further — a potential win for mortgage holders as cracks start to show...
More job losses and mortgage stress as economic pressure builds
3 August 2025 - Unemployment is set to rise again, mortgage stress is deepening, and advisers may need to brace for more hard conversations - but some say the root problems...
Are we setting new mortgage advisers up to fail?
29 July 2025 - A leading mortgage adviser says the current qualification for new entrants isn’t enough — and without real-world experience or mentoring, both...
Housing market stuck in neutral – for now
29 July 2025 - The housing market is treading water, but rising supply and falling rates could trigger the next big move. [READ ON] ...
[TMM] Weekend Big Read
26 July 2025 - This weekend we bring you the latest issue of TMM. The digital copy is now live. READ IT HERE Printed copies will land with mortgage advisers soon...
[TMM Podcast] Xceda aims to be a key non-bank lender
24 July 2025 - In the latest TMM Better Business podcast we talk to Xceda chief executive Daniel McGrath about the company’s transformation and its new loan products.
Record number of borrowers jump ship for better mortgage deals
24 July 2025 - More Kiwis than ever are switching lenders, with a record $2.475 billion in mortgages last month driven by borrowers chasing sharper rates. [READ ON] ...
FHBs defy the odds – record share of purchases despite higher mortgage costs
23 July 2025 - First home buyers are more active than ever, snapping up over a quarter of all property sales in Q2 – and that’s creating more deal flow for...
Rate Cut Incoming? Inflation Data Clears the Path for August OCR Drop
22 July 2025 - BNZ says the case for an August OCR cut is now stronger than ever, as cooling inflation and a soft housing market flip the Reserve Bank’s green light...
Crunch time for credit rules – and the FSF isn’t pulling punches
17 July 2025 - Mortgage advisers aren’t the only ones tired of regulatory whiplash. Non-bank lenders are heading to Parliament on Monday with five fixes to stop...
Surge in Adviser Complaints as Cost‑of‑Living Bite Hits Hard
17 July 2025 - More Kiwis are raising their hands when advice doesn’t stack up - and the latest spike in complaints shows just how tough money conversations have...
Demographics, Dollars, and Direction: What Ageing Means for the Economy
16 July 2025 - What happens when a quarter of the population retires? According to the Reserve Bank, quite a lot. From cheaper money to changes in house prices and a...
Big, fat beautiful fees
15 July 2025 - Banks are charging fintechs for access to customer data under open banking, a move Sam Stubbs says will stifle competition and protect bank profits at...
Pausing while pass through of interest rate cuts catches up
14 July 2025 - Adding to the RBNZ’s cautious OCR approach and pause on cuts this month is the full impact of the large interest rate reductions over the past year...
Trust Management starts push into financial advice market
14 July 2025 - After two decades in the institutional market, Trust Investments is expanding into financial advice channels.
Borrowers holding out for more cuts
10 July 2025 - While one bank economist thinks home loan rates won't go much lower, even if the RBNZ makes one or two more cuts, a significant number of borrowers...
[BREAKING NEWS] What the RBNZ said today about interest rates
9 July 2025 - The Monetary Policy Committee today agreed to hold the Official Cash Rate at 3.25%. Here's why in its own words.
[BREAKING NEWS] Here's what the RBNZ said today
9 July 2025 - The Reserve Bank has decided to keep the OCR at its current level. Here's what it said. ...
Borrowers collective interest rate bill expected to fall by $3 bill: ASB plays catch-up
23 June 2025 - About 70% of mortgages will reprice in the next 12 months and that is going to mean New Zealand’s collective mortgage payments will fall by about...
Indi’s bold bet: KiwiSaver-funded mortgages with no bank baggage
10 June 2025 - There’s a new player in the mortgage market worth noting - Indi, backed by Generate KiwiSaver, is offering floating home loans at 5.19%. That’s...
Familiar names take top ethical investing awards
7 June 2025 - Unusually, there were joint winners of the Best Ethical Financial Adviser award for 2025.
[Weekend Read]. KiwiSaver changes a little underwhelming: Looking for a PI option?
24 May 2025 - Here's your weekend TMM read. First up the Budget was the big event of the week. We have focussed on KiwiSaver and you can see our Opinion piece...
[Weekly Wrap] What to make of the Budget's KiwiSaver changes
23 May 2025 - Actually a little underwhelming. One of the questions in my mind is where did these ideas come from. The financial services sector has been united in...
Westpac doing well with advisers; BNZ not so
7 May 2025 - It's reporting time for three of the big banks. We have Westpac's results here and our interview with chief executive Catherine McGrath here...
[The Wrap] Bye Bye Bayly
1 March 2025 - With Andrew Bayly's resignation from the Commerce portfolio in the past week the financial services industry has lost a long-overdue supporter in government. What will happen now?
Comparing two year rates; Long term rates may have plateaued
25 February 2025 - More interest rates are trickling through post the OCR announcement last week. It's interesting to see that a number of lenders now have two-year...
Bayly resigns after “overbearing” behaviour towards staff member
24 February 2025 - Andrew Bayly has resigned as Minister of Commerce and Consumer Affairs and ACC after an incident with a staff member which he describes as inappropriate.
Mortgage Rates Shift & A New Era for Edge Mortgages
19 February 2025 - The Reserve Bank of New Zealand’s OCR review is in the spotlight today and we will have full coverage this afternoon. BNZ has sharpened its 6-month...
[TMM Podcast] Opportunities and risks in the housing market
1 January 2025 - ANZ economist Henry Russell provides an update on the housing market, along with a few predictions. ...
Jackson's new short term lending option
4 December 2024 - Arrow Finance, which is headed by former Resimac boss Luke Jackson, has rebranded and is now offering mortgage advisers short term lending option using...
Partners kills its matrix
28 November 2024 - Partners Life has decided to stop using its Customer Outcome Matrix (COM) and change its commission structure.
Advisers not happy with ASB
8 November 2024 - Mortgage advisers not happy ASB has closed down new bank pre-approvals. [READ ON] ...
Your Weekend Read: Tips to help improve your wellbeing
7 September 2024 - Here is the latest part in our series on adviser wellbeing. This one is about self-development and looking after yourself. It has some great tips and...
All the best People news
6 September 2024 - TMM brings you the latest appointments across the mortgage adviser sector. You can find out who has gone where right here. If you have added someone to...
Your Weekend Read: What you need to know about the ComCom report; Bluestone departs (again)
24 August 2024 - Here is a good weekend read for you. It's a deep dive into the Commerce Commission report looking at what it means for mortgage advisers. What is...
Luke Jackson hits new target; Growing calls for OCR cut
12 August 2024 - The former head of Resimac in New Zealand, Luke Jackson, has a new role. Find out more here Economists urge RBNZ to cut OCR. ...
Pre-approvals not turned off; Shared equity could be the answer
23 July 2024 - Earlier today we reported four banks had stopped issuing pre-approvals. We have been contacted by a couple of the banks to say that is not so. ANZ says it...
Economists rush to update their forecasts
11 July 2024 - Economists have been updating their interest rate forecasts following the Reserve Bank's surprisingly dovish OCR announcement yesterday. [READ ON] ...
Why nothing else?
4 July 2024 - We wanted to dedicate this email solely to Graeme Lindsay; That's why there are no other stories. A full newsletter will follow.
Yes there were surprises in today's OCR announcement
22 May 2024 - Economists were predicting no surprises in today's OCR announcement; They got it wrong. The central bank has delayed interest rate cuts and even, surprisingly,...
Negative disclosure anyone? Sue Griffiths gets a new job, plus another appointment
17 May 2024 - We have lots in today's newsletter. Our lead story today asks whether advisers should have to disclose which lenders they do not work with - as advisers...
More rate cuts; Changes at Link Group
11 March 2024 - We have more interest rate cuts today with ASB and Kiwibank lowering fixed term rates. ASB has cut its six month, one and two year rates between...
Rates are starting to move - down; Checking in on Pepper
4 March 2024 - ANZ and ASB have both reduced some fixed home loan rates today. ANZ has reduced rates for all terms between one and three years with the biggest cut...
Christchurch adviser cracks $1 billion mark; ASB cuts key rate
27 February 2024 - Cracking $1 billion in settlements is a major achievement for any mortgage adviser. To do it in the Christchurch market is remarkable considering house...
Bank BDM to led NZFSG; Big changes being made to CCCFA
31 January 2024 - In a big day for news, ANZ's head of third party named as new NZ Financial Services group CEO. The government has outlined big changes for the CCCFA...
Orr fronts up to new Govt: TMM Conference tickets available
20 December 2023 - Reserve Bank governor Adrian Orr fronted up to the new government this morning. Here's what we learnt. Meanwhile, Liberty has sold its real estate...
