Harbour Disclaimer September 2025

Tuesday, September 9th 2025, 10:40AM

IMPORTANT NOTICE AND DISCLAIMER
This publication is provided for general information purposes only. The information provided is not intended to be financial advice. The information provided is given in good faith and has been prepared from sources believed to be accurate and complete as at the date of issue, but such information may be subject to change. Past performance is not indicative of future results and no representation is made regarding future performance of the Funds. No person guarantees the performance of any funds managed by Harbour Asset Management Limited.

Harbour Asset Management Limited (Harbour) is the issuer of the Harbour Investment Funds. A copy of the Product Disclosure Statement is available at https://www.harbourasset.co.nz/our-funds/investor-documents/. Harbour is also the issuer of Hunter Investment Funds (Hunter). A copy of the relevant Product Disclosure Statement is available at https://hunterinvestments.co.nz/resources/. Please find our quarterly Fund updates, which contain returns and total fees during the previous year on those Harbour and Hunter websites. Harbour also manages wholesale unit trusts. To invest as a wholesale investor, investors must fit the criteria as set out in the Financial Markets Conduct Act 2013.

Tags: Harbour Asset Management

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Lender

Flt

1yr

2yr

3yr

AIA - Back My Build

3.34

AIA - Go Home Loans

5.89

4.65

5.25

5.49

ANZ

5.79

▲5.39

▲6.09

▲6.29

ANZ Blueprint to Build

7.39

ANZ Good Energy

1.00

ANZ Special

▲4.79

▲5.49

▲5.69

ASB Bank

5.79

4.65

5.25

5.49

ASB Better Homes Top Up

1.00

Avanti Finance - Near Prime

6.35

Avanti Finance - Specialised

7.45

Basecorp Finance

6.35

Lender

Flt

1yr

2yr

3yr

BNZ - Mortgage One

5.94

BNZ - Rapid Repay

5.94

BNZ - Std

5.84

4.65

5.19

5.39

BNZ - TotalMoney

5.94

CFML 321 Loans

3.95

CFML Home Loans

6.05

CFML Prime Loans

6.25

CFML Standard Loans

6.95

China Construction Bank

6.44

4.85

4.95

China Construction Bank Special

6.44

5.85

5.95

Co-operative Bank - First Home Special

4.55

Lender

Flt

1yr

2yr

3yr

Co-operative Bank - Owner Occ

4.99

4.65

5.29

5.49

Co-operative Bank - Standard

4.99

5.15

5.79

5.99

Credit Union Auckland

7.70

First Credit Union Special

▲5.09

5.49

First Credit Union Standard

6.49

▲5.69

▲6.09

Heartland Bank - Online

▲5.80

5.89

Heartland Bank - Reverse Mortgage

7.99

Heretaunga Building Society

6.50

5.50

5.65

ICBC

5.39

4.49

▲4.99

▲5.25

Kainga Ora

5.79

4.59

4.95

5.19

Kainga Ora - First Home Buyer Special

Lender

Flt

1yr

2yr

3yr

5.75

5.65

6.19

6.35

Kiwibank - Offset

5.75

Kiwibank Special

5.75

4.75

5.29

5.55

Liberty

6.65

6.55

6.22

6.20

Nelson Building Society

6.49

4.69

5.09

Pepper Money Near Prime

6.55

Pepper Money Prime

5.99

Pepper Money Specialist

8.00

SBS Bank

5.84

5.29

5.79

5.99

SBS Bank Special

4.69

5.19

5.39

SBS Construction lending for FHB

3.74

Lender

Flt

1yr

2yr

3yr

SBS FirstHome Combo

3.29

4.19

SBS FirstHome Combo

SBS Unwind reverse equity

7.99

TSB Bank

6.59

5.49

6.05

6.29

TSB Special

5.79

4.69

5.25

5.49

Unity First Home Buyer special

4.09

Unity Special

5.79

4.80

5.29

Unity Standard

5.79

5.60

6.09

Wairarapa Building Society

6.15

4.95

5.45

Westpac

5.89

5.39

5.79

6.09

Westpac Choices Everyday

5.99

Lender

Flt

1yr

2yr

3yr

Westpac Offset

5.89

Westpac Special

4.79

5.19

5.49

Median

5.94

4.80

5.45

5.49

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Harbour Disclaimer September 2025

Tuesday, September 9th 2025, 10:40AM

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