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Old Mortgage News

Growing numbers shop for home loans

Monday 16th of July 2012

A new Horizon Research survey shows 13% of home owners with mortgages are shopping for better deals right now.

The survey reveals the huge pressure being placed on mortgage providers to compete.

It also indicates worsening household finances might be one of the factors driving the search for better deals.

The survey of 1165 residential home owners with mortgages shows 43.5% will go shopping for better mortgage rate or loan conditions within the next 12 months.

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ACT wants to make KiwiSaver earnings tax exempt

Another politician not doing their research. The top Prescribed Investor Rate (PIR) is 28% and not all returns are taxed. For the 12 months ended 31/03/26 my KiwiSaver Balanced-Growth Funds (50/50) had a combined return 11.07% and a dollar gain of $15,932. Based on my PIR of 10.5% and according to Acts' calculations I should have paid PIE tax of $1,532. The PIE tax I actually paid was $159. I could go on but I won't.

3 hours ago Oh My Gosh

ACT wants to make KiwiSaver earnings tax exempt

Kiwisaver scheme definitely needs an overhaul, and this is a good start. To further incentivise Kiwisaver, contributions could be tax-free but put a cap. Say, for income up to $100k or $120k (with periodic review).

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