What's the true value of financial advice?

The latest Value of an Adviser Report from Russell Investments estimates professional advice delivers an estimated 4.52% in annual value to New Zealand investors.

This is more than four times the typical 1% fee advisers charge.

Now in its fifth year, the report quantifies the tangible and behavioural benefits advisers provide, using Russell Investments’ long-standing “A + B + C + E” formula:

• Asset allocation (0.20%) – keeping investors appropriately diversified and fully invested.
• Behavioural coaching (3.57%) – helping clients stay the course during volatile markets.
• Customised family wealth planning (0.75%) – providing holistic, personalised strategies.
• Emotional and technical expertise (Priceless) – offering reassurance and human connection through life’s difficulties and key transitions.