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Why mortgage holders don’t feel like there is more money in their pocket
TMM - News

Why mortgage holders don’t feel like there is more money in their pocket

Fixed interest rates have fallen substantially, since the middle of 2024, coming down from about 7% to the mid 4% range over that time.

Sally Lindsay
Wed, Jan 21st 2026 11:44AM

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Established Mike Pero franchise for sale in Christchurch
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Mortgage rates are again sneaking higher

Mortgage rates are again sneaking higher

4 min read
One OCR hike pencilled in by Westpac

One OCR hike pencilled in by Westpac

3 min read
When will the first OCR increase occur?

When will the first OCR increase occur?

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Open banking making life easier for advisers and lenders

Open banking making life easier for advisers and lenders

3 min read
Queenstown not off the radar for first home buyers

Queenstown not off the radar for first home buyers

3 min read
Investor DTI borrowing limit close

Investor DTI borrowing limit close

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Record levels of first home buyers taking out low deposit loans

Record levels of first home buyers taking out low deposit loans

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Another blow to advisers over trail commissions

Another blow to advisers over trail commissions

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Advisers’ vigilance against cyber criminals critical over summer break

Advisers’ vigilance against cyber criminals critical over summer break

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Afterburner AI does deals to cover 60% of mortgage advice industry

Afterburner AI does deals to cover 60% of mortgage advice industry

5 min read
Robust recovery tipped by Kiwibank

Robust recovery tipped by Kiwibank

6 min read
New RBNZ gov Anna Breman: so far, so good

New RBNZ gov Anna Breman: so far, so good

3 min read
Westpac asks RBNZ to comment on conditions

Westpac asks RBNZ to comment on conditions

4 min read
Chapter of economic bad news closing - ASB

Chapter of economic bad news closing - ASB

2 min read
Mortgage pain could return before Christmas

Mortgage pain could return before Christmas

4 min read

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Good Returns was established in 1997 and was one of the first successful online publishers in New Zealand and continues to be a publishing leader. Good Returns is held in high-regard by its target audience, the financial services industry. A team of highly experienced business journalists update the site daily with topical, breaking and relevant news and views. The team is led by founder and publisher Philip Macalister.
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