Nominated beneficiaries and estate processes

A little while ago, I had a case with nominated beneficiaries, and due to fraud by one of the beneficiaries, the insurer had to pay the claim twice. The situation is being pursued for fraud, and the Police have been involved in this process. This is the last update I had.

I commented on the article on Good Returns with Partners Life withdrawing this at the time, stating that there will be cases where the insurer has to pay this twice, and the example given is what happened here.

This situation raised a few things that most using nominated beneficiaries aren't aware of.

The first is that the insurer must communicate with the policy owner before paying the claim(s) to the nominated beneficiaries.
* This is basic policy ownership administration.