In part two of our GRTV KiwiSaver special Dean Anderson and Ana-Marie Lockyer suggest changes to the age of eligibility for KiwiSaver and lament politicians are avoiding the link between KiwiSaver and NZ Super.
In the second half of Good Returns TV's KiwiSaver election special, Kernel's Dean Anderson and Pie Funds' Ana-Marie Lockyer turned to a question the major parties have largely avoided: the link between KiwiSaver and NZ Super.
Kernel chief executive Dean Anderson says the KiwiSaver withdrawal age should be lowered to 60, in line with Australia's settings, using earlier access as "the carrot" to justify lifting the NZ Super age to 67 or 68.
Speaking on Good Returns TV, Anderson said raising the Super age by even a year would save close to a third of a percentage point of GDP, adding up to around 8% of GDP over 30 years.
He argued the current settings get the trade-off backwards: locking up KiwiSaver until 65 while leaving NZ Super's age untouched ignores the fiscal pressure of an ageing population.
Pie Funds chief executive Ana-Marie Lockyer disagreed, warning that lowering the KiwiSaver age could send the wrong signal about when people should stop working altogether, pointing to research showing half of New Zealanders aged 65 to 75 are still earning an income.
Both executives criticised the two major parties for campaigning on KiwiSaver policy while avoiding NZ Super, despite the schemes being legislatively linked.
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