About Good Returns  |  Advertise  |  Contact Us  |  Terms & Conditions  |  RSS Feeds Other Sites:   tmmonline.nz  |   landlords.co.nz
Last Article Uploaded: Friday, January 18th, 7:03PM
Mortgage Rates Daily Commentary
Monday 14 January 2019  Add your comment
New year; new rates

The year starts with Kiwibank making some cuts to its two-year fixed rates. 

In case you missed some of the news over the break here are some links

Advisers welcome interest-only boost [READ ON]

10 things to look out for in 2019  [READ ON]

rss
Latest Headlines

Reserve Bank proposals could force $2 billion mortgage hike: UBS

The Reserve Bank's new capital proposals could force Kiwis to pay $1.9 billion-$2.7 billion more for their mortgages each year, investment bank UBS has warned.

Friday, January 18th, 9:45AM

Swiss investment giant UBS has taken aim at the proposals in a highly critical note. It believes New Zealand borrowers could be hit with rate hikes due to the costs associated with the new proposals, which were first mooted by the central bank last month. UBS believes banks will pass on the cost to home loan customers.

UBS estimates Kiwis could have to pay up to $2.7 billion more on their...MORE»

Westpac back below 4%

Thursday, January 17th, 4:46PM

Westpac has slashed its one year special rate to under 4%, prompting the possibility of another mortgage price war in 2019.

MORE»

Markets price in 40% chance of OCR cut

Tuesday, January 15th, 2:05PM

Interest rate derivatives markets are pricing in a 40% probability the Reserve Bank will cut the Official Cash Rate this year, amid weakening inflation and slower growth overseas.

MORE»

 

Previous News

Non-banks head to Hamilton and Christchurch

Tuesday, January 15th, 10:22AM

The popular "speed-dating" event for non-banks and mortgage advisers is set to roll into Hamilton and Christchurch early this year as non-traditional lenders look to build on a promising 2018.

MORE»

Advisers welcome interest-only boost

Thursday, January 10th, 8:27AM

The Australian Prudential Regulation Authority has relaxed restrictions on interest-only lending, and mortgage advisers hope the decision will have a positive impact on New Zealand's lending market. 

MORE»

Australian Royal Commission will impact NZ

Monday, January 7th, 8:04AM

Dr Deen Sanders, the ex-CEO of Australia's Financial Adviser Standards and Ethics Authority, predicts pressure on Australian mortgage adviser fees will have a "flow-on" effect to New Zealand. 

MORE»

Ten things to look out for in 2019

Tuesday, January 1st, 12:30PM

What are the top 10 factors that will shape the property market for the year ahead? CoreLogic Head of Research Nick Goodall shares his top tips.

MORE»

Mortgage lending to investors plummets

Thursday, December 20th, 4:40PM

Investors may not be selling up en masse but they aren’t buying either – going by new data which shows the amount getting mortgage lending has dropped significantly.

MORE»

MORE NEWS»

Mortgage Rates Table

Full Rates Table | Compare Rates

Lender Flt 1yr 2yr 3yr
ANZ 5.79 4.55 4.79 4.99
ANZ Special - 4.05 4.29 4.49
ASB Bank 5.80 4.45 4.69 4.89
ASB Bank Special - 4.05 4.29 4.49
BNZ - Mortgage One 6.50 - - -
BNZ - Rapid Repay 5.95 - - -
BNZ - Special - 4.10 4.29 4.49
BNZ - Std, FlyBuys 5.90 4.69 4.79 4.99
BNZ - TotalMoney 5.90 - - -
Credit Union Auckland 6.70 - - -
Credit Union Baywide 6.15 5.20 5.25 -
Lender Flt 1yr 2yr 3yr
Credit Union North 6.45 - - -
Credit Union South 6.45 - - -
Finance Direct - - - -
First Credit Union 5.85 - - -
Heartland 6.70 7.00 7.25 7.85
Heartland Bank - Online - - - -
Heretaunga Building Society 5.75 4.70 4.85 -
Housing NZ Corp 5.80 4.69 4.79 4.79
HSBC Premier 5.89 3.99 4.19 4.69
HSBC Premier LVR > 80% - 3.79 - -
HSBC Special - - - -
Lender Flt 1yr 2yr 3yr
ICBC 5.80 4.59 4.69 5.09
Kiwibank 5.80 4.55 ▼4.94 4.99
Kiwibank - Capped - - - -
Kiwibank - Offset 5.80 - - -
Kiwibank Special - 4.05 ▼4.19 4.49
Liberty 5.69 - - -
Napier Building Society - - - -
Nelson Building Society 6.10 5.10 5.45 -
Resimac 5.30 4.86 4.94 5.30
RESIMAC Special - - - -
SBS Bank 5.89 4.85 5.05 5.49
Lender Flt 1yr 2yr 3yr
SBS Bank Special - 4.15 4.29 4.49
Sovereign 5.90 4.45 4.69 4.89
Sovereign Special - 4.05 4.29 4.49
The Co-operative Bank - Owner Occ 5.75 4.10 4.35 4.49
The Co-operative Bank - Standard 5.75 4.60 4.85 4.99
TSB Bank 5.80 4.55 4.69 4.99
TSB Special - 4.05 4.19 4.49
Wairarapa Building Society 5.70 4.85 4.99 -
Westpac 5.95 4.69 4.79 5.19
Westpac - Offset 5.95 - - -
Westpac Special - ▼3.99 4.29 4.59
Median 5.89 4.55 4.69 4.89

Last updated: 17 January 2019 9:49pm

Previous News

MORE NEWS»

News Bites
Compare Mortgage Rates
Compare
From
To
For

To graph multiple lenders, hold down Ctrl key while clicking in list box

Also compare rates to OCR
Find a Mortgage Broker

Add your company

Use map
About Us  |  Advertise  |  Contact Us  |  Terms & Conditions  |  Privacy Policy  |  RSS Feeds  |  Letters  |  Archive  |  Toolbox
 
Site by Web Developer and eyelovedesign.com