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Last Article Uploaded: Thursday, December 3rd, 7:21PM

Mortgages

Mortgage Rates Daily Commentary
Thursday 3 December 2020  Add your comment
BNZ warned over responsible lending; Mike Pero Mortgages hires

The Commerce Commission has warned BNZ over "likely" responsible lending breaches, and failures to give borrowers timely and accurate information: [READ ON]

Mike Pero Mortgages has welcomed a new network sales manager and a raft of new advisers: [READ ON]

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Jeff Royle and Resimac team up for investor loans

iLender's Jeff Royle has teamed up with Resimac to launch a new loan product for investors impacted by strict bank lending criteria.

Thursday, December 3rd, 4:14PM

iLender has rolled out a loan product for experienced investors looking to add a property, but facing onerous servicing criteria and testing from mainstream lenders.

The product, available through Royle's adviser business, is for investors looking to buy another asset, release equity, or borrow more against existing assets for improvements.

In the current market, investors are...MORE»

BNZ warned over responsible lending failings

Wednesday, December 2nd, 2:33PM

The Commerce Commission has warned BNZ over "likely" responsible lending breaches, and failures to give borrowers timely and accurate information.

MORE»

Is a bright-line test extension imminent?

Wednesday, December 2nd, 9:02AM

Speculation is mounting that the government will extend the bright-line test beyond five years, capturing a greater number of investment properties for taxation.

MORE»

 

Previous News

Time to stop the finger-pointing on housing

Wednesday, December 2nd, 8:15AM

New Zealand needs a bipartisan housing accord to fix the nation's skyrocketing prices and supply problems, according to economists at ASB.

MORE»

Westpac changes OCR forecast

Tuesday, December 1st, 8:50AM

Westpac has changed its forecast for the official cash rate, anticipating smaller cuts to the central bank rate early next year.

MORE»

First home buyers taking risks

Monday, November 30th, 9:09AM

Advisers report that first home buyers are taking dangerous risks on auctions as they try to compete in an overheated market.

MORE»

DTIs: what do advisers think?

Friday, November 27th, 1:42PM

Mortgage advisers are unconvinced that the Reserve Bank's plan to introduce debt-to-income ratios will reduce risk and fix the housing market.

MORE»

Reserve Bank eyes DTIs

Thursday, November 26th, 3:02PM

Reserve Bank governor Adrian Orr has revealed that the central bank would like to introduce debt-to-income ratio limits on mortgage lending.

MORE»

MORE NEWS»

Mortgage Rates Table

Full Rates Table | Compare Rates

Lender Flt 1yr 2yr 3yr
AIA 4.55 2.55 2.69 2.79
ANZ 4.44 3.09 3.25 3.39
ANZ Special - 2.49 2.69 2.79
ASB Bank 4.45 2.49 2.59 2.65
Bluestone 3.49 ▼3.34 ▼2.99 ▼3.34
BNZ - Classic - 2.49 2.69 2.79
BNZ - Mortgage One 5.15 - - -
BNZ - Rapid Repay 4.60 - - -
BNZ - Std, FlyBuys 4.55 3.09 3.29 3.39
BNZ - TotalMoney 4.55 - - -
CFML Loans 4.95 - - -
Lender Flt 1yr 2yr 3yr
China Construction Bank 4.49 4.70 4.80 4.95
China Construction Bank Special - 2.65 2.65 2.80
Credit Union Auckland 5.45 - - -
Credit Union Baywide 5.65 3.95 3.85 -
Credit Union South 5.65 3.95 3.85 -
First Credit Union Special 5.85 2.95 3.45 -
Heartland 3.95 2.89 2.97 3.39
Heartland Bank - Online 2.50 1.99 2.35 2.45
Heretaunga Building Society 4.99 3.50 3.40 -
HSBC Premier 4.49 2.25 2.35 2.65
HSBC Premier LVR > 80% - - - -
Lender Flt 1yr 2yr 3yr
HSBC Special - - - -
ICBC 3.69 2.45 2.45 2.65
Kainga Ora 4.43 2.93 3.07 3.24
Kainga Ora - First Home Buyer Special - 2.25 - -
Kiwibank 3.40 3.30 3.50 3.50
Kiwibank - Offset 3.40 - - -
Kiwibank Special 3.40 2.55 2.65 2.65
Liberty 5.69 - - -
Nelson Building Society 4.95 3.45 3.49 -
Pepper Essential 4.79 - - -
Resimac 3.39 3.35 2.99 3.35
Lender Flt 1yr 2yr 3yr
SBS Bank 4.54 2.99 ▼3.09 ▼3.15
SBS Bank Special - 2.49 ▼2.59 ▼2.65
Select Home Loans 3.49 3.34 2.99 3.34
The Co-operative Bank - First Home Special - - - -
The Co-operative Bank - Owner Occ 4.40 2.49 2.69 2.79
The Co-operative Bank - Standard 4.40 2.99 3.19 3.29
TSB Bank 5.34 3.29 3.29 3.59
TSB Special 4.54 2.49 2.49 2.79
Wairarapa Building Society 4.99 3.55 3.49 -
Westpac 4.59 3.09 3.29 3.39
Westpac - Offset 4.59 - - -
Lender Flt 1yr 2yr 3yr
Westpac Special - 2.49 2.69 2.79
Median 4.54 2.95 2.99 2.97

Last updated: 1 December 2020 10:07am

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