tmmonline.nz  |   landlords.co.nz        About Good Returns  |  Advertise  |  Contact Us  |  Terms & Conditions  |  RSS Feeds

NZ's Financial Adviser News Centre

GR Logo
Last Article Uploaded: Monday, March 4th, 6:32PM

Special Report

rss
Current Special Report

[OPINION] Four Steps to Preserve your Family’s Wealth and Legacy

The past half-decade has seen more shifting in the landscape for New Zealand trusts than in the several decades before: the Trusts Act 2019 was introduced and took effect in early 2021 after years of consultation and review, reporting and disclosure requirements for Trusts have increased considerably through the IRD; and now the trustee tax rate is to be raised from 33% to 39% on 1 April (excluding charitable trusts) – effectively an 18.2% rate increase. The rationale is to align this rate with the top personal tax rate of 39% for income above $180,000.

Wednesday, February 21st, 10:55AM

By Patrick Gamble, Chief Executive Officer, Perpetual Guardian Group

However, unlike the progressive income tax system for individuals, trusts will continue to be subject to a flat tax rate. From the first dollar to the last, all trust income will be taxed at 39%, even where the beneficiaries are low- or middle-income and would otherwise be paying much lower tax rates.

With...MORE»

Latest ASSET Magazine out now

Monday, April 19th, 12:46PM

In this issue meet winners of the Good Returns Fund Manager of the Year awards and find out why allocations to bonds don't work anymore.

MORE»

[OUT NOW] ASSET Magazine: What CoFI means for advisers

Monday, July 13th, 8:00AM

Here is some weekend reading for you; the latest issue of ASSET Magazine. Find out what's inside it here.

MORE»

 

Previous Special Reports

OUT NOW: ASSET May issue

Thursday, May 28th, 10:00AM

Here is some weekend reading for you; the latest issue of ASSET Magazine. Find out what's inside it here.

MORE»

ASSET Magazine: The Covid 19 issue

Thursday, April 16th, 10:00AM

ASSET is available in a digital format during the Covid 19 crisis. In this issue we look at what advisers can do to help their clients during this time. 

MORE»

New landscape for trusts

Saturday, February 8th, 10:58AM

Perpetual Guardian general counsel Henry Stokes says new laws will be game-changing for the management of trusts.

MORE»

Advisers: Key to bridging the wills gap

Thursday, February 6th, 11:31AM

A new Kiwi company is expanding the service profile for advisers while tackling a longstanding problem in New Zealanders’ approach to personal finance and future planning. 

MORE»

The personal finance design revolution

Sunday, December 18th, 5:03PM

Lifetime Group chief executive Mike Jones talks about the changes to the group and how personal financial design is the way in which advisers de-commoditise their offer and tailor solutions around the client.

MORE»

MORE NEWS»

Subscribe Now

Mortgage Rates Newsletter

Daily Weekly

Previous Special Reports

MORE NEWS»

News Bites
Most Commented On
Mortgage Rates Table

Full Rates Table | Compare Rates

Lender Flt 1yr 2yr 3yr
AIA - Back My Build 6.19 - - -
AIA - Go Home Loans 8.74 7.45 7.05 6.85
ANZ 8.64 ▼7.84 ▼7.39 ▼7.25
ANZ Blueprint to Build 7.39 - - -
ANZ Good Energy - - - 1.00
ANZ Special - ▼7.24 ▼6.79 ▼6.65
ASB Bank 8.64 ▼7.29 ▼6.85 6.65
ASB Better Homes Top Up - - - 1.00
Avanti Finance 9.15 - - -
Basecorp Finance 9.60 - - -
Bluestone 9.24 - - -
Lender Flt 1yr 2yr 3yr
BNZ - Classic - 7.29 6.85 6.65
BNZ - Green Home Loan top-ups - - - 1.00
BNZ - Mortgage One 8.69 - - -
BNZ - Rapid Repay 8.69 - - -
BNZ - Std, FlyBuys 8.69 7.89 7.45 7.25
BNZ - TotalMoney 8.69 - - -
CFML Loans 9.45 - - -
China Construction Bank - 7.09 6.75 6.49
China Construction Bank Special - - - -
Co-operative Bank - First Home Special - ▼7.09 - -
Co-operative Bank - Owner Occ 8.40 ▼7.29 6.89 6.75
Lender Flt 1yr 2yr 3yr
Co-operative Bank - Standard 8.40 ▼7.79 7.39 7.25
Credit Union Auckland 7.70 - - -
First Credit Union Special - 7.45 7.35 -
First Credit Union Standard 8.50 7.99 7.85 -
Heartland Bank - Online 7.99 6.69 6.45 6.19
Heartland Bank - Reverse Mortgage - - - -
Heretaunga Building Society 8.90 7.60 7.40 -
HSBC Premier 8.59 - - -
HSBC Premier LVR > 80% - - - -
HSBC Special - - - -
ICBC 7.85 7.05 6.85 6.59
Lender Flt 1yr 2yr 3yr
Kainga Ora 8.64 7.79 7.59 7.29
Kainga Ora - First Home Buyer Special - - - -
Kiwibank 8.50 8.35 7.89 7.65
Kiwibank - Offset 8.50 - - -
Kiwibank Special - 7.35 6.89 6.75
Liberty 8.59 8.69 8.79 8.94
Nelson Building Society 9.00 7.90 7.39 -
Pepper Money Advantage 10.49 - - -
Pepper Money Easy 8.69 - - -
Pepper Money Essential 8.29 - - -
Resimac - LVR < 80% 8.84 8.30 7.89 7.69
Lender Flt 1yr 2yr 3yr
Resimac - LVR < 90% 9.84 9.30 8.89 8.69
Resimac - Specialist Clear (Alt Doc) - - 8.99 -
Resimac - Specialist Clear (Full Doc) - - 9.49 -
SBS Bank 8.74 7.95 7.45 7.29
SBS Bank Special - 7.45 6.95 6.79
SBS Construction lending for FHB - - - -
SBS FirstHome Combo 6.19 7.05 - -
SBS FirstHome Combo - - - -
SBS Unwind reverse equity 9.95 - - -
Select Home Loans 9.24 - - -
TSB Bank 9.44 8.19 7.55 7.55
Lender Flt 1yr 2yr 3yr
TSB Special 8.64 7.39 6.75 6.75
Unity 8.64 6.99 6.85 -
Unity First Home Buyer special - - 6.45 -
Wairarapa Building Society 8.60 7.15 6.85 -
Westpac 8.64 7.89 7.49 7.25
Westpac Choices Everyday 8.74 - - -
Westpac Offset 8.64 - - -
Westpac Special - 7.29 6.89 6.65
Median 8.64 7.45 7.37 6.77

Last updated: 4 March 2024 9:31am

About Us  |  Advertise  |  Contact Us  |  Terms & Conditions  |  Privacy Policy  |  RSS Feeds  |  Letters  |  Archive  |  Toolbox  |  Disclaimer
 
Site by Web Developer and eyelovedesign.com