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Investment News

Traditional balanced funds - return free risk?

If you have a KiwiSaver account or an investment portfolio the likelihood is that you will be invested in some sort of diversified balanced fund. This is the typical investment for an investor who has an average tolerance for risk and is not too close to retirement.

Monday, June 19th, 9:05AM

The traditional diversified fund approach is the result of the work of Harry Markowitz’s Modern Portfolio Theory, which was developed in the 1950s. It is based on using a broad selection of assets to create a portfolio that maximises the potential return for a specific tolerance for risk, risk being defined as the expected volatility those returns.

A particularly important set of assumptions is the correlations between asset classes; essentially, how closely the prices of each asset class (equities versus bonds for example) move together...MORE»

Match racing: NZ PIE funds vs US ETFs

Tuesday, June 13th, 8:12AM

Some commentators point to the low fee structures of US ETFs and question why an investor or adviser would even consider NZ managed fund solutions. The purpose of this article is to provide a “real life” comparison of a PIE fund against US equity ETFs with similar exposure. Is one structure better?

MORE»

Canterbury economic activity still robust

Tuesday, May 30th, 9:01AM

For the last five years, the rebuilding of Christchurch has contributed strongly to NZ’s economic activity. Canterbury’s economy is currently undergoing a significant transition.

MORE»

Socially responsible investing (Part 4): Growing pineapples in Alaska

Monday, May 22nd, 9:00AM

This month’s commentary looks at change – how consumer values are changing, how businesses are impacted and how advisers can respond.  The adviser response may involve new socially responsible product and this commentary also considers whether there is a risk of “greenwashing” when it comes to financial products.

MORE»

Tourism Holdings – Motoring Through the Capital Cycle?

Monday, May 15th, 10:34AM

"When a management with a reputation for brilliance tackles a business with a reputation for bad economics, it is the reputation of the business that remains intact." - Warren Buffett

MORE»

More Headlines
Deposit Rates Sponsored by: 

UDC vote approves trust deed change

Wednesday, June 21st, 7:33PM

UDC Finance debenture holders have voted to pass a special resolution to change the company's trust deed, clearing the way for sale. MORE»

NZCU Baywide offering high interest and flexible term deposit options

Tuesday, June 20th, 4:55PM

The new term deposit is believed to have one of the best combinations of high interest and flexibility from any rated New Zealand credit union or bank. MORE»

UDC: On track for sale

Tuesday, June 6th, 7:21PM

UDC Finance says its half-year profit of $30.2 million positions it well for new ownership. MORE»

FMT ticks over $500m in investments

Thursday, May 4th, 8:10AM

While banks clamp down on lending and restrictions tighten for investors, one non-bank lender has more money to offer than ever. MORE»

Shareholders chip in

Monday, April 10th, 6:00AM

Kiwibank has had to go to its new shareholders for more money. MORE»

UDC gets downgraded on sale news

Thursday, January 12th, 10:23AM

UDC has had its credit rating down-graded following ANZ's announcement it plans to sell the business to a private Chinese conglomerate, and questions are raised about the future of the finance company. MORE»

ANZ sells UDC Finance

Wednesday, January 11th, 11:21AM

ANZ Bank New Zealand  has agreed to sell its asset finance business, UDC Finance, for $660 million to HNA Group. MORE»

BNZ offers 4% term deposit rate

Monday, November 21st, 9:58AM  1 comment

BNZ has introduced a two-year deposit rate special of 4%. MORE»

KiwiSaver   

KiwiSaver could better serve low-income earners: AMP

Wednesday, June 28th, 6:00AM  1 comment

Financial advisers play an important role in helping people on lower incomes navigate retirement savings, AMP’s general manager in New Zealand says. MORE»

Stubbs on attack with fee calculator

Friday, June 16th, 8:57PM

Access to financial advice is a key KiwiSaver benefit that will help New Zealanders achieve the best possible retirement outcome, Booster’s joint chief executive says, as a new provider takes an aggressive swing at the big guys. MORE»

KiwiSaver contribution decision a missed opportunity

Wednesday, June 14th, 6:00AM

The Government has missed a chance to improve New Zealanders' retirement investment outcomes, Morningstar research shows. MORE»

Behavioural insights change KiwiSaver behaviour

Thursday, June 8th, 12:07PM

KiwiSaver members who received engaging communication about making a fund choice are more likley to switch out of default funds, new research has found. MORE»

Government signals more KiwiSaver changes possible

Thursday, June 8th, 6:00AM

The Government is cautiously supportive of including higher KiwiSaver contribution rate options and “increasing KiwiSaver coverage” but cannot say yet what that might mean. MORE»

$2m ANZ KiwiSaver processing error to be fixed

Wednesday, June 7th, 10:35AM

More than 50,000 of ANZ’s KiwiSaver members will receive an additional member tax credit due to processing errors amounting to about $2 million. MORE»

Time for sinking cap on KiwiSaver fees: Glass

Wednesday, May 24th, 6:00AM  5 comments

KiwiSaver providers should not be allowed to charge a fee of more than 100 basis points – and if they cannot run their funds on that, they should not be in business, says Paul Glass, executive chairman of Devon Funds Management. MORE»

Kiwis leaving retirement planning too late

Wednesday, May 17th, 8:47PM

New Zealanders are leaving their retirement planning too late, one KiwiSaver provider says. MORE»

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Edison Investment Research
  • Seneca Global Income & Growth Trust
    27 June 2017
    More relevant benchmark proposed
    Seneca Global Income & Growth Trust (SIGT) has proposed changing its benchmark to a more relevant CPI +6% versus the current Libor +3%; it aims to generate...
  • ScotGems
    26 June 2017
    Focused portfolio with initial Asia ex-Japan/EM tilt
    ScotGems (SGEM) has commenced dealing on the London Stock Exchange today, having raised £50.3m via an initial placing and offer for subscription....
  • Martin Currie Global Portfolio Trust
    26 June 2017
    Global equity exposure with low volatility
    Martin Currie Global Portfolio Trust (MNP) aims to generate long-term capital growth from a portfolio of high-quality, primarily large-cap global equities....
  • Polar Capital Global Healthcare Trust
    22 June 2017
    Termination of coverage
    Edison Investment Research is terminating coverage on Polar Capital Global Healthcare Trust (PCGH). Please note you should no longer rely on any previous...
  • JPMorgan European Smaller Cos
    22 June 2017
    Finding exciting investment opportunities
    JPMorgan European Smaller Companies Trust (JESC) aims to generate long-term capital growth from a portfolio of European (ex-UK) small-cap equities. Despite...
  • JPMorgan Global Growth & Income
    21 June 2017
    Strong outperformance from focused global fund
    JPMorgan Global Growth & Income (JPGI) is a 50-90 stock portfolio of global equities, chosen by manager Jeroen Huysinga from the output of a rigorous,...
© 2017 Edison Investment Research.

View more research papers »

Today's Best Bank Rates
Heartland Bank 2.75  
Based on a $50,000 deposit
More Rates »
Cash PIE Rates

Cash Funds

Institution Rate 33% 39%
ANZ 0.10    0.10    0.11
ASB Bank 0.40    0.41    0.42
ASB Bank 0.55    0.59    0.56
ASB Bank 0.60    0.61    0.64
ASB Bank 0.65    0.66    0.69
ASB Bank 0.70    0.72    0.75
BNZ 0.10    0.10    0.10
Heartland Bank 2.25    2.59    2.70
Kiwibank 0.75    0.77    0.88
Kiwibank 1.75    1.81    1.89
Nelson Building Society 3.75    3.90    4.08
RaboDirect 1.00    1.02    1.07
SBS Bank 1.80    1.86    1.94
TSB Bank 1.60    1.64    1.71
Westpac 0.35    0.36    0.38
Westpac 0.10    0.10    0.11
Westpac 2.10    2.16    2.26

Term Funds

Institution Rate 33% 39%
ANZ Term Fund - 90 days 2.75    2.60    2.79
ANZ Term fund - 12 months 3.35    3.45    3.60
ANZ Term Fund - 120 days 3.00    3.09    3.22
ANZ Term fund - 6 months 3.30    3.45    3.60
ANZ Term Fund - 150 days 3.15    3.34    3.49
ANZ Term Fund - 9 months 3.50    3.70    3.87
ANZ Term Fund - 18 months 3.75    3.70    3.87
ANZ Term Fund - 2 years 3.90    3.85    4.02
ANZ Term Fund - 5 years 4.30    4.27    4.47
ASB Bank Term Fund - 90 days 2.60    2.67    2.79
ASB Bank Term Fund - 6 months 3.20    3.29    3.43
ASB Bank Term Fund - 12 months 3.20    3.33    3.48
ASB Bank Term Fund - 18 months 3.50    3.65    3.81
ASB Bank Term Fund - 2 years 3.65    3.81    3.98
ASB Bank Term Fund - 5 years 4.10    4.28    4.48
ASB Bank Term Fund - 9 months 3.60    3.75    3.92
BNZ Term PIE - 120 days 3.00    -    -
BNZ Term PIE - 150 days 3.15    3.38    3.53
BNZ Term PIE - 5 years 4.25    3.86    4.04
BNZ Term PIE - 2 years 3.85    3.91    4.09
BNZ Term PIE - 18 months 3.60    3.65    3.81
BNZ Term PIE - 12 months 3.15    3.38    3.53
BNZ Term PIE - 9 months 3.50    3.75    3.92
BNZ Term PIE - 6 months 3.10    3.28    3.42
BNZ Term PIE - 90 days 2.75    2.82    2.95
Co-operative Bank PIE Term Fund - 6 months 3.40    -    -
Heartland Bank Term Deposit PIE - 12 months 3.40    3.53    3.69
Heartland Bank Term Deposit PIE - 6 months 3.30    3.43    3.58
Heartland Bank Term Deposit PIE - 9 months 3.70    3.85    4.02
Heartland Bank Term Deposit PIE - 18 months 3.30    -    -
Heartland Bank Term Deposit PIE - 2 years 3.30    3.43    3.58
Heartland Bank Term Deposit PIE - 5 years 3.70    3.85    4.02
Kiwibank Term Deposit Fund - 90 days 2.75    2.83    2.96
Kiwibank Term Deposit Fund - 6 months 3.30    3.39    3.55
Kiwibank Term Deposit Fund - 12 months 3.20    3.39    3.55
Kiwibank Term Deposit Fund - 150 days 3.55    3.65    3.81
Kiwibank Term Deposit Fund - 120 days 3.00    3.09    3.22
Kiwibank Term Deposit Fund - 9 months 3.30    3.39    3.55
RaboDirect Term Advantage Fund - 12 months 3.40    3.50    3.65
RaboDirect Term Advantage Fund - 6 months 3.35    3.45    3.60
RaboDirect Term Advantage Fund - 90 days 2.85    2.93    3.06
Westpac Term PIE Fund - 150 days 2.80    2.88    3.00
Westpac Term PIE Fund - 120 days 3.30    3.38    3.53
Westpac Term PIE Fund - 18 months 3.20    3.29    3.43
Westpac Term PIE Fund - 12 months 3.40    3.49    3.65
Westpac Term PIE Fund - 6 months 3.35    3.44    3.60
Westpac Term PIE Fund - 9 months 3.10    3.17    3.32
Westpac Term PIE Fund - 90 days 2.50    2.56    2.67
Westpac Term PIE Fund - 2 years 3.70    3.79    3.96
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