About Good Returns  |  Advertise  |  Contact Us  |  Terms & Conditions  |  RSS Feeds Other Sites:   depositrates.co.nz  |   landlords.co.nz
Last Article Uploaded: Tuesday, November 25th, 10:31PM
Mortgage Rates Daily Commentary
Tuesday 25 November 2014  Add your comment
ANZ chops rates

ANZ has introduced a market-leading 18 month Special fiixed rate and reduced its one-year rate down to 5.59% It has also reduced all its fixed rates, bar the two-year special.

rss
Latest Headlines

Kiwibank hits the brakes

A major bank has hit the lending brakes, fearing it will breach its low-deposit lending limit.

Thursday, November 20th, 3:51PM

Kiwibank has told mortgage advisers that it is unable to accept any new applications for lending over 80% that is restricted by the Reserve Bank’s speed limits.

Banks can only lend 10% of their new loans to people with equity of less than 20%.

It said the bank’s high-LVR lending was sitting above its speed limit target, as it moved into December and January when lending volume was usually lower...MORE»

Property investors maybe subject to new income rule

Friday, November 14th, 9:01AM  1 comment

Property investors with five or more rentals can, temporarily, breath a sigh of relief that their interest rates aren’t about to rise soon.

MORE»

LVR restrictions to stay for some time

Wednesday, November 12th, 11:15AM

Reserve Bank governor Graeme Wheeler, today, dashed hopes that the bank would remove loan-to-value ratio (LVR) lending restrictions any time soon.

 

MORE»

 

Previous News

ANZ staff drive solid result

Friday, October 31st, 5:33PM

Like the BNZ, ANZ has described its results for the 12 months to September 30 as “solid”.

MORE»

Co-operative Bank loses court battle over branding

Friday, October 31st, 2:09PM

The Co-operative Bank’s interim injunction against the New Zealand Association of Credit Unions (NZACU) over the union’s decision to change its name to Co-op Money NZ has been rejected by the High Court.

MORE»

OCR good news for borrowers

Thursday, October 30th, 2:51PM

Home loan rates don’t look like going up anytime soon following today’s official cash rate announcement from the Reserve Bank.

MORE»

BNZ books big profit on lending turnaround

Thursday, October 30th, 2:07PM

BNZ chief executive Anthony Healy credits the bank's “strong” performance in the 12 months ending September 30 to a turn around in its lending operations.

MORE»

What the Reserve Bank said

Thursday, October 30th, 9:00AM

The Reserve Bank has left the OCR unchanged and has given few clues about future movements.

MORE»

MORE NEWS»

Mortgage Rates Table

Full Rates Table | Compare Rates

Lender Flt 1yr 2yr 3yr
AMP Home Loans 7.24 5.69 6.19 6.55
AMP Home Loans $200k+ 7.14 5.59 6.09 6.45
AMP Home Loans LVR <80% - - 5.75 6.09
ANZ 6.74 ▼6.09 ▼6.19 ▼6.39
ANZ Special - ▼5.59 5.75 ▼5.99
ASB Bank 6.75 5.99 6.19 6.39
ASB Bank Special - 5.70 5.75 5.99
BankDirect 6.75 5.99 6.19 6.39
BankDirect Special - 5.70 5.75 5.99
BNZ - Classic - 5.69 5.75 -
BNZ - GlobalPlus 6.74 5.89 6.19 ▼5.85
Lender Flt 1yr 2yr 3yr
BNZ - Mortgage One 7.15 - - -
BNZ - Rapid Repay 6.74 - - -
BNZ - Std, FlyBuys 6.74 5.89 6.19 ▼5.85
BNZ - TotalMoney 6.74 - - -
Credit Union Auckland 6.70 - - -
Credit Union Baywide 6.45 6.05 6.20 -
Credit Union North 6.45 - - -
Credit Union South 5.75 - - -
eMortgage 6.04 6.15 6.69 7.19
Finance Direct 6.10 6.45 6.69 7.10
First Credit Union 6.45 - - -
Lender Flt 1yr 2yr 3yr
General Finance 5.95 6.25 6.50 7.10
HBS Bank 6.65 5.69 5.74 5.99
HBS Special - 5.59 5.49 5.69
Heartland 6.70 7.00 7.25 7.85
Heretaunga Building Society 6.70 6.00 6.50 -
Housing NZ Corp 6.74 5.99 6.39 6.59
HSBC Premier 6.84 5.69 5.75 5.99
HSBC Premier LVR > 80% - - - -
HSBC Special - 5.39 - -
ICBC 6.75 5.99 6.39 -
Kiwibank 6.65 ▼5.69 6.19 ▼6.55
Lender Flt 1yr 2yr 3yr
Kiwibank - Capped 5.65 6.50 - -
Kiwibank - Offset 6.55 - - -
Kiwibank LVR > 80% - - 5.75 ▼5.89
Liberty - - - -
Napier Building Society 5.80 6.00 6.70 -
Nelson Building Society 6.95 6.15 6.60 -
NZ Home Loans 6.85 6.09 6.40 6.65
Perpetual Trust 7.70 - - -
Resimac 6.59 6.10 6.28 6.43
SBS Bank 6.65 5.69 5.74 5.99
SBS Bank Special - 5.59 5.49 5.69
Lender Flt 1yr 2yr 3yr
Silver Fern 5.95 6.10 6.55 7.05
Sovereign 6.85 5.99 6.19 6.39
Sovereign Special - 5.70 5.75 5.99
The Co-operative Bank 6.70 5.70 5.75 6.09
TSB Bank 6.74 5.95 6.19 6.30
TSB Special - - 5.79 -
Wairarapa Building Society 6.20 5.75 5.95 -
Westpac 6.59 6.09 6.39 6.65
Westpac - Capped rates - 6.74 6.99 -
Westpac - Offset 6.59 - - -
Westpac Special - - - ▼5.99
Median 6.70 5.99 6.19 6.34

Last updated: 25 November 2014 7:07am

Previous News

MORE NEWS»

News Bites
Compare Mortgage Rates
Compare
from
to
for
To graph multiple lenders, hold down Ctrl key while clicking in list box
Find a Mortgage Broker

Add your company

Use map
About Us  |  Advertise  |  Contact Us  |  Terms & Conditions  |  Privacy Policy  |  RSS Feeds  |  Letters  |  Archive  |  Toolbox
 
Site by PHP Developer and eyelovedesign.com