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Mortgage Rates Daily Commentary
Thursday 16 July 2026
How to get financial advice to more people We all want more people to get access to financial advice, but there are many hurdles. On Good Returns TV we talk to FMA Director of Deposit Taking, Insurance, and Advice Michael Hewes about the issues and what the regulator can do to help.
Watch Part One of a two part interview here.
You can also listen to it as a podcast.
Or read a full transcript here.
ANZ decides to keep Origin
ANZ says it has completed the review of strategic options for its wholesale mortgage distribution business Origin Mortgage Management Services, and in light of market conditions has decided to retain ownership of Origin in the period ahead.
Tuesday, October 16th 2007, 8:12AM
Origin provides third-party branded residential loans to 25 mortgage managers around Australia and another five in New Zealand.
The wholesale business has around 40,000 loans worth A$7 ($8.33) billion on its books.
Commenting is closed
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Mortgage Rates Table
Full Rates Table | Compare Rates
| Lender |
Flt |
1yr |
2yr |
3yr |
| AIA - Back My Build |
3.34 |
- |
- |
- |
| AIA - Go Home Loans |
6.14 |
▲4.75 |
5.25 |
5.29 |
| ANZ |
6.04 |
▲5.39 |
5.89 |
6.09 |
| ANZ Blueprint to Build |
7.39 |
- |
- |
- |
| ANZ Good Energy |
- |
- |
- |
1.00 |
| ANZ Special |
- |
▲4.79 |
5.29 |
5.49 |
| ASB Bank |
6.04 |
▲4.75 |
5.25 |
5.29 |
| ASB Better Homes Top Up |
- |
- |
- |
1.00 |
| Avanti Finance - Near Prime |
6.60 |
- |
- |
- |
| Avanti Finance - Specialised |
7.75 |
- |
- |
- |
| Basecorp Finance |
6.35 |
- |
- |
- |
| Lender |
Flt |
1yr |
2yr |
3yr |
| BNZ - Mortgage One |
6.19 |
- |
- |
- |
| BNZ - Rapid Repay |
6.19 |
- |
- |
- |
| BNZ - Std |
6.09 |
4.79 |
5.29 |
5.29 |
| BNZ - TotalMoney |
6.19 |
- |
- |
- |
| CFML 321 Loans |
4.20 |
- |
- |
- |
| CFML Home Loans |
6.30 |
- |
- |
- |
| CFML Prime Loans |
6.45 |
- |
- |
- |
| CFML Standard Loans |
7.20 |
- |
- |
- |
| China Construction Bank |
6.44 |
4.85 |
4.95 |
4.95 |
| China Construction Bank Special |
6.44 |
5.85 |
5.95 |
5.95 |
| Co-operative Bank - First Home Special |
- |
4.69 |
5.19 |
5.39 |
| Lender |
Flt |
1yr |
2yr |
3yr |
| Co-operative Bank - Owner Occ |
5.34 |
4.79 |
5.29 |
5.49 |
| Co-operative Bank - Standard |
5.34 |
5.29 |
5.79 |
5.99 |
| Credit Union Auckland |
7.70 |
- |
- |
- |
| First Credit Union Special |
- |
5.09 |
5.49 |
- |
| First Credit Union Standard |
6.49 |
5.69 |
6.09 |
- |
| Heartland Bank - Online |
5.80 |
5.89 |
- |
- |
| Heartland Bank - Reverse Mortgage |
7.99 |
- |
- |
- |
| Heretaunga Building Society |
6.50 |
5.50 |
5.65 |
- |
| ICBC |
5.39 |
4.49 |
4.99 |
5.25 |
| Kainga Ora |
5.79 |
4.59 |
4.95 |
5.19 |
| Kainga Ora - First Home Buyer Special |
- |
- |
- |
- |
| Lender |
Flt |
1yr |
2yr |
3yr |
| Kiwibank |
6.00 |
5.65 |
6.09 |
6.19 |
| Kiwibank - Offset |
6.00 |
- |
- |
- |
| Kiwibank Special |
5.75 |
4.75 |
5.19 |
5.39 |
| Liberty |
6.65 |
6.55 |
6.22 |
6.20 |
| Nelson Building Society |
6.49 |
4.69 |
5.09 |
- |
| Pepper Money Near Prime |
6.55 |
- |
- |
- |
| Pepper Money Prime |
5.99 |
- |
- |
- |
| Pepper Money Specialist |
8.00 |
- |
- |
- |
| SBS Bank |
5.84 |
5.29 |
5.89 |
5.89 |
| SBS Bank Special |
- |
4.69 |
5.29 |
5.29 |
| SBS Construction lending for FHB |
3.74 |
- |
- |
- |
| Lender |
Flt |
1yr |
2yr |
3yr |
| SBS FirstHome Combo |
3.29 |
4.19 |
- |
- |
| SBS FirstHome Combo |
- |
- |
- |
- |
| SBS Unwind reverse equity |
7.99 |
- |
- |
- |
| TSB Bank |
6.59 |
5.49 |
6.05 |
6.29 |
| TSB Special |
5.79 |
4.69 |
5.25 |
5.49 |
| Unity First Home Buyer special |
- |
4.15 |
- |
- |
| Unity Special |
5.79 |
4.80 |
5.29 |
- |
| Unity Standard |
5.79 |
5.60 |
6.29 |
- |
| Wairarapa Building Society |
6.15 |
4.95 |
5.45 |
- |
| Westpac |
6.14 |
5.39 |
5.79 |
5.89 |
| Westpac Choices Everyday |
6.24 |
- |
- |
- |
| Lender |
Flt |
1yr |
2yr |
3yr |
| Westpac Offset |
6.14 |
- |
- |
- |
| Westpac Special |
- |
4.79 |
5.19 |
5.29 |
| Median |
6.15 |
4.80 |
5.29 |
5.39 |
Last updated: 25 July 2026 9:29am Previous News
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