|
|
Latest Headlines
Unusual week
Friday, July 22nd 2016, 10:29AM
While there have been no rate changes this week (so far) there has been plenty of other news, especially around changing LVRs for property investors. The next OCR announcement is not until August 11, however, yesterday the Reserve Bank took the unusual step of having a mini market update. It looks like another OCR cut is coming. [READ ON]
Tags: Mortgage Rates
Comments from our readers
No comments yet Sign In to add your comment
|
|
News Bites
Latest Comments
-
Life and health: a tale of two sectors
“From where I sit as an adviser, most of this is not a surprise. The rate insurers have hiked premiums in the last 18 months...”
4 days ago by JPHale
-
Trauma Cover; the good, the bad, and the ugly
“@ Steve - thanks for this peek behind the curtains of the design objective for this unique product.
And thank you so much...”
11 days ago by Paul Flood
-
Trauma Cover; the good, the bad, and the ugly
“Specific Condition Cover at Partners Life was designed following adviser request for an inexpensive, simple product for clients...”
11 days ago by Steve Wright
-
Trauma Cover; the good, the bad, and the ugly
“@The Terrace fingers and toes were never part of the original specific injury covers for the very reason they are high incidence...”
12 days ago by JPHale
-
Trauma Cover; the good, the bad, and the ugly
“The Terrace - I was wondering whether the loss ratio might be too low and thus risks failing the COFI fair conduct principle...”
13 days ago by Paul Flood
Subscribe Now
Mortgage Rates Newsletter
Previous News
-
Saturday, November 8th, 10:00AM
TMM Weekend Read: 10 things to know about the mortgage market
-
Thursday, November 6th, 1:12PM
Advisers fall out of love with BNZ
-
Tuesday, November 4th, 9:48AM
Westpac CEO fronts on trail commission decision
-
Monday, November 3rd, 5:39PM
Westpac's mortgage book grows with the support of advisers
-
Friday, October 31st, 12:03PM
Time to fix for longer; Have your say
-
Wednesday, October 29th, 10:42AM
OCR cuts forecast; TSB's new rate
-
Saturday, October 25th, 9:00AM
Have Your Say in TMM’s Annual Mortgage Adviser Survey
-
Friday, October 24th, 1:38PM
The future or mortgage advice
MORE NEWS»
Most Commented On
Mortgage Rates Table
Full Rates Table | Compare Rates
| Lender |
Flt |
1yr |
2yr |
3yr |
|---|
| AIA - Back My Build |
3.54 |
- |
- |
- |
| AIA - Go Home Loans |
6.09 |
4.49 |
4.49 |
4.79 |
| ANZ |
5.89 |
5.09 |
5.09 |
5.39 |
| ANZ Blueprint to Build |
7.39 |
- |
- |
- |
| ANZ Good Energy |
- |
- |
- |
1.00 |
| ANZ Special |
- |
4.49 |
4.49 |
4.79 |
| ASB Bank |
5.99 |
4.49 |
4.49 |
4.79 |
| ASB Better Homes Top Up |
- |
- |
- |
1.00 |
| Avanti Finance - Near Prime |
6.49 |
- |
- |
- |
| Avanti Finance - Specialised |
7.69 |
- |
- |
- |
| Basecorp Finance |
6.55 |
- |
- |
- |
| Lender |
Flt |
1yr |
2yr |
3yr |
|---|
| BNZ - Classic |
- |
5.99 |
5.69 |
5.69 |
| BNZ - Mortgage One |
6.09 |
- |
- |
- |
| BNZ - Rapid Repay |
6.09 |
- |
- |
- |
| BNZ - Std |
5.99 |
4.49 |
4.49 |
4.79 |
| BNZ - TotalMoney |
6.09 |
- |
- |
- |
| CFML 321 Loans |
4.25 |
- |
- |
- |
| CFML Home Loans |
6.25 |
- |
- |
- |
| CFML Prime Loans |
6.45 |
- |
- |
- |
| CFML Standard Loans |
7.25 |
- |
- |
- |
| China Construction Bank |
6.44 |
4.85 |
4.95 |
4.95 |
| China Construction Bank Special |
6.44 |
5.85 |
5.95 |
5.95 |
| Lender |
Flt |
1yr |
2yr |
3yr |
|---|
| Co-operative Bank - First Home Special |
- |
4.35 |
- |
- |
| Co-operative Bank - Owner Occ |
5.30 |
4.45 |
4.49 |
4.79 |
| Co-operative Bank - Standard |
5.30 |
4.95 |
4.99 |
5.29 |
| Credit Union Auckland |
7.70 |
- |
- |
- |
| First Credit Union Special |
- |
4.79 |
4.95 |
- |
| First Credit Union Standard |
6.49 |
5.39 |
5.55 |
- |
| Heartland Bank - Online |
5.45 |
5.89 |
- |
- |
| Heartland Bank - Reverse Mortgage |
7.99 |
- |
- |
- |
| Heretaunga Building Society |
7.45 |
5.90 |
5.80 |
- |
| ICBC |
5.39 |
4.25 |
4.59 |
4.79 |
| Kainga Ora |
6.29 |
4.75 |
4.75 |
4.99 |
| Lender |
Flt |
1yr |
2yr |
3yr |
|---|
| Kainga Ora - First Home Buyer Special |
- |
- |
- |
- |
| Kiwibank |
5.80 |
5.39 |
5.39 |
5.65 |
| Kiwibank - Offset |
5.80 |
- |
- |
- |
| Kiwibank Special |
6.15 |
4.49 |
4.49 |
4.85 |
| Liberty |
6.65 |
6.55 |
6.22 |
6.20 |
| Nelson Building Society |
6.59 |
4.59 |
4.69 |
- |
| Pepper Money Near Prime |
6.55 |
- |
- |
- |
| Pepper Money Prime |
5.99 |
- |
- |
- |
| Pepper Money Specialist |
8.00 |
- |
- |
- |
| SBS Bank |
5.99 |
5.09 |
5.09 |
5.39 |
| SBS Bank Special |
- |
4.49 |
4.49 |
4.79 |
| Lender |
Flt |
1yr |
2yr |
3yr |
|---|
| SBS Construction lending for FHB |
3.74 |
- |
- |
- |
| SBS FirstHome Combo |
3.44 |
4.29 |
- |
- |
| SBS FirstHome Combo |
- |
- |
- |
- |
| SBS Unwind reverse equity |
7.99 |
- |
- |
- |
| TSB Bank |
6.74 |
5.19 |
5.29 |
5.59 |
| TSB Special |
5.94 |
4.39 |
4.49 |
4.79 |
| Unity First Home Buyer special |
- |
3.99 |
- |
- |
| Unity Special |
6.39 |
4.49 |
4.65 |
- |
| Unity Standard |
6.39 |
5.29 |
5.45 |
- |
| Wairarapa Building Society |
6.15 |
4.59 |
4.59 |
- |
| Westpac |
6.09 |
5.09 |
5.05 |
5.35 |
| Lender |
Flt |
1yr |
2yr |
3yr |
|---|
| Westpac Choices Everyday |
6.19 |
- |
- |
- |
| Westpac Offset |
6.09 |
- |
- |
- |
| Westpac Special |
- |
4.49 |
4.45 |
4.75 |
| Median |
6.15 |
4.67 |
4.85 |
4.85 |
Last updated: 30 October 2025 6:23pm |
|
|
