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Cold houses - hot issue

More than 25% of New Zealanders have moved because of a cold, damp and mouldy house, according to a new survey.

Friday, July 10th 2015, 4:35PM 1 Comment

by Miriam Bell

The second HRV State of Home Survey* found there had been a 30% year on year increase in the amount of people shifting because a house was cold, damp and/or mouldy.

Further, the survey found that levels of condensation and mould inside houses was widespread - with 82% of houses experiencing condensation.

Half of the renters surveyed said they experienced condensation every morning in winter.

HRV chief executive Bruce Gordon said the survey results highlighted the fact there are still serious issues with much of New Zealand’s housing stock that need addressing.

“Homes are mouldy, cold, and damp which means households get sick, are forced to miss work and school, which then impacts on productivity, earnings and education.

“The burden on these people, and the country as a whole, is considerable.”

More needs to be done to get New Zealand’s houses up to a safe and healthy standard, Gordon said.

The survey also indicated increased awareness about how the state of a house impacts on the health of the people living inside it.

People want to live in warmer, drier and healthier houses - with over 25% of survey respondents wanting to live in a better home environment, Gordon continued.

“Across the board for instance, having insulation, double glazing, a heat pump and ventilation is more important to people than a good school zone.”

Coming in the midst of the ongoing dialogue about minimum standards for rental properties, the survey results provide yet more evidence the issue is one that is not going to go away.

In a new development, this week the government announced changes to tenancy law designed to address the problem of cold, damp houses.

Under the Residential Tenancies Act, landlords will now be legally required to install insulation and smoke alarms in rental properties.

The government decided not to introduce a full warrant of fitness for rental properties.

While responses to the announcement have been mixed, most agree the proposed new law is a welcome step towards improving the country’s housing stock.

NZ Property Investors Federation executive officer Andrew King said the new requirements appeared reasonable.

He said they should ensure better standards for tenants without causing a reduction in rental property supply or excessive rental price increases.

However, many commentators have noted that nearly 100,000 houses will be exempt from the new law as they are not suitable for retrofitting of insulation.

*The survey was conducted by independent research company Buzz Channel.

« Mixed response to new tenancy law Abandoned tenancy process on the fast track »

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Comments from our readers

On 11 July 2015 at 11:46 am jpaynter said:
I am sure any research from firms such as HRV that have a vested interest will be unbiased (yeah right).
In respect to condensation it is hard to see that increasing insulation (and decreasing air flow) will prevent it. The moisture has to go somewhere. I cannot recall living in a property (even well insulated ones) without condensation. There is a lot written about the poor standard of our homes but when I stayed in Europe and Canada they ran heating 24/7 all winter and the windows were running with condensation. I found the high humidity in them claustrophobic. I guess it is what you are used to though. I have had tenants from Canada and Russia who complain how cold my flats are but the Kiwi tenants do not complain. In contrast the media gives too much time to the entitlement sector of the population who in many cases are the main contributors to the problems in their homes (mould, vermin etc) and those commentators feeding off them.
BTW: I insulate my properties and try to maintain them to a high standard. I find this harder when some tenants just do not respect them.

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Lender Flt 1yr 2yr 3yr
AIA - Back My Build 6.19 - - -
AIA - Go Home Loans 8.74 7.24 6.79 6.65
ANZ 8.64 7.84 7.39 7.25
ANZ Blueprint to Build 7.39 - - -
ANZ Good Energy - - - 1.00
ANZ Special - 7.24 6.79 6.65
ASB Bank 8.64 7.24 6.79 6.65
ASB Better Homes Top Up - - - 1.00
Avanti Finance 9.15 - - -
Basecorp Finance 9.60 - - -
Bluestone 9.24 - - -
Lender Flt 1yr 2yr 3yr
BNZ - Classic - 7.24 6.79 6.65
BNZ - Green Home Loan top-ups - - - 1.00
BNZ - Mortgage One 8.69 - - -
BNZ - Rapid Repay 8.69 - - -
BNZ - Std, FlyBuys 8.69 7.84 7.39 7.25
BNZ - TotalMoney 8.69 - - -
CFML Loans 9.45 - - -
China Construction Bank - 7.09 6.75 6.49
China Construction Bank Special - - - -
Co-operative Bank - First Home Special - 7.04 - -
Co-operative Bank - Owner Occ 8.40 7.24 6.79 6.65
Lender Flt 1yr 2yr 3yr
Co-operative Bank - Standard 8.40 7.74 7.29 7.15
Credit Union Auckland 7.70 - - -
First Credit Union Special - 7.45 7.35 -
First Credit Union Standard 8.50 7.99 7.85 -
Heartland Bank - Online 7.99 6.69 6.45 6.19
Heartland Bank - Reverse Mortgage - - - -
Heretaunga Building Society 8.90 7.60 7.40 -
HSBC Premier 8.59 - - -
HSBC Premier LVR > 80% - - - -
HSBC Special - - - -
ICBC 7.85 7.05 6.75 6.59
Lender Flt 1yr 2yr 3yr
Kainga Ora 8.64 7.79 7.39 7.25
Kainga Ora - First Home Buyer Special - - - -
Kiwibank 8.50 8.25 7.79 7.55
Kiwibank - Offset 8.50 - - -
Kiwibank Special - 7.25 6.79 6.65
Liberty 8.59 8.69 8.79 8.94
Nelson Building Society 9.00 7.75 7.35 -
Pepper Money Advantage 10.49 - - -
Pepper Money Easy 8.69 - - -
Pepper Money Essential 8.29 - - -
Resimac - LVR < 80% 8.84 ▼8.09 ▼7.59 ▼7.29
Lender Flt 1yr 2yr 3yr
Resimac - LVR < 90% 9.84 ▼9.09 ▼8.59 ▼8.29
Resimac - Specialist Clear (Alt Doc) - - 8.99 -
Resimac - Specialist Clear (Full Doc) - - 9.49 -
SBS Bank 8.74 7.84 7.45 7.25
SBS Bank Special - 7.24 6.85 6.65
SBS Construction lending for FHB - - - -
SBS FirstHome Combo 6.19 6.74 - -
SBS FirstHome Combo - - - -
SBS Unwind reverse equity 9.95 - - -
Select Home Loans 9.24 - - -
TSB Bank 9.44 8.04 7.55 7.45
Lender Flt 1yr 2yr 3yr
TSB Special 8.64 7.24 6.75 6.65
Unity 8.64 6.99 6.79 -
Unity First Home Buyer special - - 6.45 -
Wairarapa Building Society 8.60 6.95 6.85 -
Westpac 8.64 7.89 7.49 7.25
Westpac Choices Everyday 8.74 - - -
Westpac Offset 8.64 - - -
Westpac Special - 7.29 6.89 6.65
Median 8.64 7.29 7.32 6.65

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