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Ex-Mortgage Link team branches out; Resimac rate cuts

Wednesday, October 2nd 2019, 10:31AM

A former Mortgage Link team has branched out to form its own branded business under NZFSG. Find out who and why here: [READ ON].

Elsewhere, non-bank Resimac has slashed rates across the board and lowered its servicing test, as it targets prime customers. Find out more here: [READ ON].

With so much happening in the market right now, get up to speed with our comprehensive rates table.

« ANZ rate cut; new look Southern Cross teamSimplicity enters mortgage market with 2.95% rate »

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Full Rates Table | Compare Rates

Lender Flt 1yr 2yr 3yr
AIA - Back My Build 3.34 - - -
AIA - Go Home Loans 5.89 4.59 5.09 5.39
ANZ 5.79 5.29 5.89 6.09
ANZ Blueprint to Build 7.39 - - -
ANZ Good Energy - - - 1.00
ANZ Special - 4.69 5.29 5.49
ASB Bank 5.79 4.59 5.09 5.39
ASB Better Homes Top Up - - - 1.00
Avanti Finance - Near Prime 6.35 - - -
Avanti Finance - Specialised 7.45 - - -
Basecorp Finance 6.35 - - -
Lender Flt 1yr 2yr 3yr
BNZ - Mortgage One 5.94 - - -
BNZ - Rapid Repay 5.94 - - -
BNZ - Std 5.84 ▲4.65 ▲5.09 5.29
BNZ - TotalMoney 5.94 - - -
CFML 321 Loans 3.95 - - -
CFML Home Loans 6.05 - - -
CFML Prime Loans 6.25 - - -
CFML Standard Loans 6.95 - - -
China Construction Bank 6.44 4.85 4.95 4.95
China Construction Bank Special 6.44 5.85 5.95 5.95
Co-operative Bank - First Home Special - ▲4.55 - -
Lender Flt 1yr 2yr 3yr
Co-operative Bank - Owner Occ 4.99 ▲4.65 ▲5.29 ▲5.49
Co-operative Bank - Standard 4.99 ▲5.15 ▲5.79 ▲5.99
Credit Union Auckland 7.70 - - -
First Credit Union Special - 4.89 5.49 -
First Credit Union Standard 6.49 5.29 5.89 -
Heartland Bank - Online 5.30 5.89 - -
Heartland Bank - Reverse Mortgage 7.99 - - -
Heretaunga Building Society 6.50 5.50 5.65 -
ICBC 5.39 4.49 4.89 5.15
Kainga Ora 5.79 4.59 4.95 5.19
Kainga Ora - First Home Buyer Special - - - -
Lender Flt 1yr 2yr 3yr
Kiwibank ▼5.65 ▼5.39 5.79 ▼6.05
Kiwibank - Offset 5.65 - - -
Kiwibank Special ▼5.65 ▼4.49 4.89 ▼5.25
Liberty ▲8.59 ▲8.69 ▲8.79 ▲8.94
Nelson Building Society 6.49 4.69 5.09 -
Pepper Money Near Prime 6.55 - - -
Pepper Money Prime 5.99 - - -
Pepper Money Specialist 8.00 - - -
SBS Bank 5.84 5.09 5.69 5.75
SBS Bank Special - 4.49 5.09 5.15
SBS Construction lending for FHB 3.74 - - -
Lender Flt 1yr 2yr 3yr
SBS FirstHome Combo 3.29 3.99 - -
SBS FirstHome Combo - - - -
SBS Unwind reverse equity 7.99 - - -
TSB Bank 6.59 5.29 5.89 6.09
TSB Special 5.79 4.49 5.09 5.29
Unity First Home Buyer special - 3.95 - -
Unity Special 5.79 ▲4.59 ▲5.09 -
Unity Standard 5.79 ▲5.39 ▲5.85 -
Wairarapa Building Society 6.15 4.79 5.19 -
Westpac 5.89 5.29 5.79 5.89
Westpac Choices Everyday 5.99 - - -
Lender Flt 1yr 2yr 3yr
Westpac Offset 5.89 - - -
Westpac Special - 4.69 5.19 5.29
Median 5.94 4.69 5.29 5.39

Last updated: 24 April 2026 5:56am

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