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Non-performing housing loans up, monthly mortgage arrears down; Which bank is winning the lending race

Wednesday, June 5th 2024, 4:32PM

The Reserve Bank April figures show non-performing housing loans rising by $137 million to $1.9 billion. [READ ON]

Jenny Ruth digs into the latest Reserve Bank data to find how which banks are writing the most home loans. [See here]

 

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Tags: TMM Opinion

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Full Rates Table | Compare Rates

Lender Flt 1yr 2yr 3yr
SBS FirstHome Combo 3.29 3.99 - -
AIA - Back My Build 3.34 - - -
SBS Construction lending for FHB 3.74 - - -
CFML 321 Loans 3.95 - - -
Co-operative Bank - Owner Occ 4.99 4.49 4.89 5.19
Co-operative Bank - Standard 4.99 4.99 5.39 5.69
Heartland Bank - Online 5.30 5.89 - -
ICBC 5.39 4.25 4.59 4.79
Kiwibank 5.65 5.39 5.79 6.05
Kiwibank - Offset 5.65 - - -
Kainga Ora 5.69 4.49 4.49 4.79
Lender Flt 1yr 2yr 3yr
ANZ 5.79 5.09 5.49 5.79
ASB Bank 5.79 4.59 4.95 5.19
TSB Special 5.79 4.39 4.89 5.15
Unity Special 5.79 4.49 4.69 -
Unity Standard 5.79 5.29 5.49 -
SBS Bank 5.84 5.09 5.49 5.75
BNZ - Std 5.84 4.49 4.69 5.09
AIA - Go Home Loans 5.89 4.59 4.95 5.19
Westpac 5.89 5.09 5.49 ▼5.59
Westpac Offset 5.89 - - -
BNZ - Mortgage One 5.94 - - -
Lender Flt 1yr 2yr 3yr
BNZ - Rapid Repay 5.94 - - -
BNZ - TotalMoney 5.94 - - -
Pepper Money Prime 5.99 - - -
Westpac Choices Everyday 5.99 - - -
CFML Home Loans 6.05 - - -
Wairarapa Building Society 6.15 4.59 4.79 -
Kiwibank Special 6.15 4.49 4.89 5.25
CFML Prime Loans 6.25 - - -
Avanti Finance - Near Prime 6.35 - - -
Basecorp Finance 6.35 - - -
China Construction Bank 6.44 4.85 4.95 4.95
Lender Flt 1yr 2yr 3yr
China Construction Bank Special 6.44 5.85 5.95 5.95
First Credit Union Standard 6.49 5.39 5.55 -
Pepper Money Near Prime 6.55 - - -
TSB Bank 6.59 5.19 5.69 5.95
Liberty 6.65 6.55 6.22 6.20
CFML Standard Loans 6.95 - - -
Nelson Building Society 6.99 4.59 4.67 -
ANZ Blueprint to Build 7.39 - - -
Heretaunga Building Society 7.45 5.90 5.80 -
Avanti Finance - Specialised 7.55 - - -
Credit Union Auckland 7.70 - - -
Lender Flt 1yr 2yr 3yr
SBS Unwind reverse equity 7.99 - - -
Heartland Bank - Reverse Mortgage 7.99 - - -
Pepper Money Specialist 8.00 - - -
ANZ Good Energy - - - 1.00
ANZ Special - 4.49 4.69 5.19
SBS Bank Special - 4.49 4.89 5.15
ASB Better Homes Top Up - - - 1.00
SBS FirstHome Combo - - - -
Unity First Home Buyer special - 3.99 - -
Westpac Special - 4.49 4.89 ▼4.99
Co-operative Bank - First Home Special - 4.39 - -
Lender Flt 1yr 2yr 3yr
First Credit Union Special - 4.79 4.95 -
Kainga Ora - First Home Buyer Special - - - -
Median 5.94 4.59 4.95 5.19

Last updated: 20 February 2026 5:03pm

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