Compare Mortgage Rates - GoodReturns.co.nz

NZ's Financial Adviser News Centre

RBNZ pulls the trigger and raises OCR. Why? READ ON Dismiss

Last Article Uploaded: Wednesday, July 8th, 2:55PM

Mortgages

Find a mortgage broker

Mortgage Rates Daily Commentary

Wednesday 8 July 2026 Add your comment

[Breaking News] RBNZ pulls the trigger

The Reserve Bank has increased the OCR 25 basis points to 2.50%. [Here is what it said]

Reaction and analysis to follow.

COMPARE MORTGAGE RATES

Mortgage Rates Last Updated: 8 July 2026

Good Returns provides a comprehensive listing of home loan mortgage rates offered in New Zealand. You can display a different graph comparing the various lenders with the form below.

Return to the current mortgage rates table

Compare
From
To
For	To graph multiple lenders, hold down Ctrl key while clicking in list box
	Also compare rates to OCR
	Reset

Site by Web Developer and eyelovedesign.com

AIA - Back My Build
AIA - Go Home Loans
ANZ
ANZ Blueprint to Build
ANZ Good Energy
ANZ Special
ASB Bank
ASB Better Homes Top Up
Avanti Finance - Near Prime
Avanti Finance - Specialised
Basecorp Finance
BNZ - Mortgage One
BNZ - Rapid Repay
BNZ - Std
BNZ - TotalMoney
CFML 321 Loans
CFML Home Loans
CFML Prime Loans
CFML Standard Loans
China Construction Bank
China Construction Bank Special
Co-operative Bank - First Home Special
Co-operative Bank - Owner Occ
Co-operative Bank - Standard
Credit Union Auckland
First Credit Union Special
First Credit Union Standard
HBS
Heartland Bank - Online
Heartland Bank - Reverse Mortgage
Heretaunga Building Society
ICBC
Kainga Ora
Kainga Ora - First Home Buyer Special
Kiwibank
Kiwibank - Capped Variable
Kiwibank - LVR >80%
Kiwibank - Offset
Kiwibank - Special
Kiwibank Special
Kiwibank Special
Liberty
Nelson Building Society
Pepper Money Near Prime
Pepper Money Prime
Pepper Money Specialist
SBS
SBS Bank
SBS Bank Special
SBS Construction lending for FHB
SBS FirstHome Combo
SBS FirstHome Combo
SBS Unwind reverse equity
TSB Bank
TSB Special
Unity First Home Buyer special
Unity Special
Unity Standard
Waiarapa Building Society
Wairarapa Building Society
Westpac
Westpac - Choices Everyday
Westpac Choices Everyday
Westpac Offset
Westpac Special