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Mortgage Rates Daily Commentary
Monday 22 May 2017  Add your comment
No changes, so what's the best rate?

There continues to be very few changes to home loan rates at the moment. What's the best option currently?
Here's what Westpac said in today's economic update: "For borrowers with a deposit of 20% or more, the best value lies in the two-year rate or shorter terms. Three to five-year rates seem high relative to where we think short-term rates are going to go over that time. That said, these rates are most likely to be pressured higher by global market trends, so borrowers who prefer the security of a longer term still have a chance to lock in at historically quite low levels."

Here is the two-year rates from lowest to highest.


Mortgage Rates Last Updated: 23 May 2017

Good Returns provides a comprehensive listing of home loan mortgage rates offered in New Zealand. You can display a different graph comparing the various lenders with the form below.

Return to the current mortgage rates table


To graph multiple lenders, hold down Ctrl key while clicking in list box

Also compare rates to OCR
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