tmmonline.nz  |   landlords.co.nz        About Good Returns  |  Advertise  |  Contact Us  |  Terms & Conditions  |  RSS Feeds

NZ's Financial Adviser News Centre

GR Logo
Last Article Uploaded: Tuesday, May 19th, 6:55PM

Mortgages

Mortgage Rates Daily Commentary
Friday 15 May 2026  Add your comment
Some economists are calling for early OCR hikes

OCR increases should start sooner rather than later [READ ON]

Finbase adds former Westpac BDM

rss
Latest Headlines

Xceda adds an experienced business manager

Xceda is pleased to introduce Bruce Smith as Strategic Partnership Manager, supporting advisers with specialist lending scenarios and strengthening relationships across the adviser market.

Tuesday, May 19th, 4:42PM

Bruce brings more than 35 years’ relationship management experience in banking, along with 10 years in specialist property funding.

His role is focused on keeping Xceda front of mind when advisers need a specialist funder to help facilitate a property transaction. For Bruce, the best place to start is often a simple conversation.

“There is no such...MORE»

OCR increases should start sooner rather than later

Friday, May 15th, 10:42AM

ASB’s economists are favouring OCR hikes to start in July while Westpac thinks September is the right time.

MORE»

Basecorp secures more funding

Thursday, May 14th, 10:47AM

Basecorp has closed out another securitisation programme raising funds for future lending.

MORE»

 

Previous News

First home buyers continue leaping into the housing and mortgage markets

Monday, May 11th, 10:18AM

While house prices move up at a glacial pace first home buyers are taking advantage of the hollowed-out market to buy and get what they want.

MORE»

Banks spend big for little gain

Friday, May 8th, 10:55AM

Cashback campaign cost banks millions for little change in mortgage customer share

MORE»

Non-bank lending balloons

Wednesday, May 6th, 11:07AM

The Reserve Bank says residential mortgage lending by non-banks has risen about 30% since the deposit insurance scheme came into force from July 1 last year.

MORE»

Westpac accelerates home lending and adviser-originated loans

Tuesday, May 5th, 12:16PM

Westpac New Zealand accelerated its home loan lending in the six months ended March, adding $2.1 billion in new lending.

MORE»

Advisers increased origination of BNZ home loans

Monday, May 4th, 12:36PM

Is BNZ rediscovering that ditching mortgage advisers comes at a cost?

MORE»

MORE NEWS»

Mortgage Rates Table

Full Rates Table | Compare Rates

Lender Flt 1yr 2yr 3yr
AIA - Back My Build 3.34 - - -
AIA - Go Home Loans 5.89 4.65 5.25 5.49
ANZ 5.79 5.29 5.89 6.09
ANZ Blueprint to Build 7.39 - - -
ANZ Good Energy - - - 1.00
ANZ Special - 4.69 5.29 5.49
ASB Bank 5.79 4.65 5.25 5.49
ASB Better Homes Top Up - - - 1.00
Avanti Finance - Near Prime 6.35 - - -
Avanti Finance - Specialised 7.45 - - -
Basecorp Finance 6.35 - - -
Lender Flt 1yr 2yr 3yr
BNZ - Mortgage One 5.94 - - -
BNZ - Rapid Repay 5.94 - - -
BNZ - Std 5.84 4.65 5.19 5.39
BNZ - TotalMoney 5.94 - - -
CFML 321 Loans 3.95 - - -
CFML Home Loans 6.05 - - -
CFML Prime Loans 6.25 - - -
CFML Standard Loans 6.95 - - -
China Construction Bank 6.44 4.85 4.95 4.95
China Construction Bank Special 6.44 5.85 5.95 5.95
Co-operative Bank - First Home Special - 4.55 - -
Lender Flt 1yr 2yr 3yr
Co-operative Bank - Owner Occ 4.99 4.65 5.29 5.49
Co-operative Bank - Standard 4.99 5.15 5.79 5.99
Credit Union Auckland 7.70 - - -
First Credit Union Special - 4.89 5.49 -
First Credit Union Standard 6.49 5.29 5.89 -
Heartland Bank - Online 5.30 5.89 - -
Heartland Bank - Reverse Mortgage 7.99 - - -
Heretaunga Building Society 6.50 5.50 5.65 -
ICBC 5.39 4.49 4.89 5.15
Kainga Ora 5.79 4.59 4.95 5.19
Kainga Ora - First Home Buyer Special - - - -
Lender Flt 1yr 2yr 3yr
Kiwibank ▲5.75 ▲5.65 ▲6.19 ▲6.35
Kiwibank - Offset ▲5.75 - - -
Kiwibank Special ▲5.75 ▲4.75 ▲5.29 ▲5.55
Liberty 6.65 6.55 6.22 6.20
Nelson Building Society 6.49 4.69 5.09 -
Pepper Money Near Prime 6.55 - - -
Pepper Money Prime 5.99 - - -
Pepper Money Specialist 8.00 - - -
SBS Bank 5.84 5.29 5.79 5.75
SBS Bank Special - 4.69 5.19 5.15
SBS Construction lending for FHB 3.74 - - -
Lender Flt 1yr 2yr 3yr
SBS FirstHome Combo 3.29 4.19 - -
SBS FirstHome Combo - - - -
SBS Unwind reverse equity 7.99 - - -
TSB Bank 6.59 ▲5.49 ▲6.05 6.29
TSB Special 5.79 ▲4.69 ▲5.25 5.49
Unity First Home Buyer special - 3.95 - -
Unity Special 5.79 4.59 5.09 -
Unity Standard 5.79 5.39 5.85 -
Wairarapa Building Society 6.15 4.79 5.29 -
Westpac 5.89 5.29 5.79 5.95
Westpac Choices Everyday 5.99 - - -
Lender Flt 1yr 2yr 3yr
Westpac Offset 5.89 - - -
Westpac Special - 4.69 5.19 5.35
Median 5.94 4.75 5.29 5.49

Last updated: 18 May 2026 9:34am

Previous News
News Bites
Compare Mortgage Rates
Compare
From
To
For

To graph multiple lenders, hold down Ctrl key while clicking in list box

Also compare rates to OCR
Find a Mortgage Broker

Add your company

Use map
About Us  |  Advertise  |  Contact Us  |  Terms & Conditions  |  Privacy Policy  |  RSS Feeds  |  Letters  |  Archive  |  Toolbox  |  Disclaimer
 
Site by Web Developer and eyelovedesign.com