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Call for change in way New Zealanders shown their retirement savings future

New Zealanders may be underestimating how much they need to save for retirement – and calculators that tell different stories aren’t helping, one consultant says.

Tuesday, May 12th, 7:53AM

Peter Urbani, from KnowRisk Consulting, has been looking at the retirement projection calculators offered by KiwiSaver providers and other institutions, and said they differed significantly.

“If you put the same inputs into 13 different KiwiSaver calculators ranging from Sorted to the banks and asset managers you get 14 different results.”

Using the example of a 35-year-old...MORE»

KiwiSaver value for money not set and forget

Tuesday, April 28th, 8:23AM

Financial advisers need to remember that value-for-money is an ongoing expectation in KiwiSaver, one financial advice technology specialist says, not something that can be dealt with once and ticked off.

MORE»

FMA takes pulse of KiwiSaver private assets

Thursday, April 16th, 4:33AM

KiwiSaver managers are likely to expand their allocation to private assets in the coming years, the Financial Markets Authority says, but one investment adviser says there should be more demand for it than there is.

MORE»

 

Previous News

Industry wary of KiwiSaver changes

Thursday, April 9th, 9:16AM

KiwiSaver providers are cautiously supportive of changes to make it easier for farmers to buy homes – but would prefer the tinkering with the system stopped.

MORE»

What KiwiSaver changes do managers agree on?

Tuesday, March 24th, 6:09AM

Prime Minister Christopher Luxon told the recent FSC Outlook come to us with your five best ideas and let's see what we can do. So Good Returns asked some fund managers for their top five KiwiSaver change ideas.

MORE»

Political parties given outline of KiwiSaver 2.0

Wednesday, March 18th, 6:02AM

Director and investor Fraser Whineray has delivered his plan for “KiwiSaver 2.0” to political parties this week.

MORE»

Advising on KiwiSaver can create "a moat" for adviser's businesses: Generate

Monday, March 9th, 8:56AM

Generate says providing advice on KiwiSaver can help create “a moat” around an adviser’s business.

MORE»

Industry wary of KiwiSaver changes

Wednesday, March 4th, 6:05AM

KiwiSaver providers are cautiously supportive of changes to make it easier for farmers to buy homes – but would prefer the tinkering with the system stopped.

MORE»

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Mortgage Rates Table

Full Rates Table | Compare Rates

Lender Flt 1yr 2yr 3yr
AIA - Back My Build 3.34 - - -
AIA - Go Home Loans 5.89 4.65 5.25 5.49
ANZ 5.79 5.29 5.89 6.09
ANZ Blueprint to Build 7.39 - - -
ANZ Good Energy - - - 1.00
ANZ Special - 4.69 5.29 5.49
ASB Bank 5.79 4.65 5.25 5.49
ASB Better Homes Top Up - - - 1.00
Avanti Finance - Near Prime 6.35 - - -
Avanti Finance - Specialised 7.45 - - -
Basecorp Finance 6.35 - - -
Lender Flt 1yr 2yr 3yr
BNZ - Mortgage One 5.94 - - -
BNZ - Rapid Repay 5.94 - - -
BNZ - Std 5.84 4.65 5.19 5.39
BNZ - TotalMoney 5.94 - - -
CFML 321 Loans 3.95 - - -
CFML Home Loans 6.05 - - -
CFML Prime Loans 6.25 - - -
CFML Standard Loans 6.95 - - -
China Construction Bank 6.44 4.85 4.95 4.95
China Construction Bank Special 6.44 5.85 5.95 5.95
Co-operative Bank - First Home Special - 4.55 - -
Lender Flt 1yr 2yr 3yr
Co-operative Bank - Owner Occ 4.99 4.65 5.29 5.49
Co-operative Bank - Standard 4.99 5.15 5.79 5.99
Credit Union Auckland 7.70 - - -
First Credit Union Special - 4.89 5.49 -
First Credit Union Standard 6.49 5.29 5.89 -
Heartland Bank - Online 5.30 5.89 - -
Heartland Bank - Reverse Mortgage 7.99 - - -
Heretaunga Building Society 6.50 5.50 5.65 -
ICBC 5.39 4.49 4.89 5.15
Kainga Ora 5.79 4.59 4.95 5.19
Kainga Ora - First Home Buyer Special - - - -
Lender Flt 1yr 2yr 3yr
Kiwibank ▲5.75 ▲5.65 ▲6.19 ▲6.35
Kiwibank - Offset ▲5.75 - - -
Kiwibank Special ▲5.75 ▲4.75 ▲5.29 ▲5.55
Liberty 6.65 6.55 6.22 6.20
Nelson Building Society 6.49 4.69 5.09 -
Pepper Money Near Prime 6.55 - - -
Pepper Money Prime 5.99 - - -
Pepper Money Specialist 8.00 - - -
SBS Bank 5.84 5.29 5.79 5.75
SBS Bank Special - 4.69 5.19 5.15
SBS Construction lending for FHB 3.74 - - -
Lender Flt 1yr 2yr 3yr
SBS FirstHome Combo 3.29 4.19 - -
SBS FirstHome Combo - - - -
SBS Unwind reverse equity 7.99 - - -
TSB Bank 6.59 ▲5.49 ▲6.05 6.29
TSB Special 5.79 ▲4.69 ▲5.25 5.49
Unity First Home Buyer special - 3.95 - -
Unity Special 5.79 4.59 5.09 -
Unity Standard 5.79 5.39 5.85 -
Wairarapa Building Society 6.15 4.79 5.29 -
Westpac 5.89 5.29 5.79 5.95
Westpac Choices Everyday 5.99 - - -
Lender Flt 1yr 2yr 3yr
Westpac Offset 5.89 - - -
Westpac Special - 4.69 5.19 5.35
Median 5.94 4.75 5.29 5.49

Last updated: 18 May 2026 9:34am

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