tmmonline.nz  |   landlords.co.nz        About Good Returns  |  Advertise  |  Contact Us  |  Terms & Conditions  |  RSS Feeds

NZ's Financial Adviser News Centre

GR Logo
RBNZ pulls the trigger and raises OCR.   Why?   READ ON Dismiss
Last Article Uploaded: Saturday, July 11th, 3:13PM

Mortgages
Mortgage Rates Daily Commentary
Thursday 9 July 2026  Add your comment
Floating rates rising post OCR increase; What the changing housing market means for prices

Following yesterday's OCR increase rate rises are trickling through for floating and revolving credit products. So far ASB, BNZ, Kiwibank and Westpac have announced increases.

Check out the changes here.

The question of whether the New Zealand economy can grow much without a recovery in the housing market remains a live issue. Here's what we learnt yesterday.

rss
Latest Headlines

Mortgage Rate T

Friday, June 4th 1999, 12:00AM

by Paul McBeth

Paul is a staff writer for Good Returns based in Wellington.

« Spreading the risk of rate movesSorting through the maze »

Special Offers

Commenting is closed

 

print

 Printable version  

print

 Email to a friend
Mortgage Rates Table

Full Rates Table | Compare Rates

Lender Flt 1yr 2yr 3yr
AIA - Back My Build 3.34 - - -
AIA - Go Home Loans 5.89 4.65 5.25 5.29
ANZ 5.79 5.25 5.89 6.09
ANZ Blueprint to Build 7.39 - - -
ANZ Good Energy - - - 1.00
ANZ Special - 4.65 5.29 5.49
ASB Bank ▲6.04 4.65 5.25 5.29
ASB Better Homes Top Up - - - 1.00
Avanti Finance - Near Prime 6.35 - - -
Avanti Finance - Specialised 7.45 - - -
Basecorp Finance 6.35 - - -
Lender Flt 1yr 2yr 3yr
BNZ - Mortgage One ▲6.19 - - -
BNZ - Rapid Repay ▲6.19 - - -
BNZ - Std ▲6.09 4.79 5.29 5.29
BNZ - TotalMoney ▲6.19 - - -
CFML 321 Loans ▲4.20 - - -
CFML Home Loans ▲6.30 - - -
CFML Prime Loans ▲6.45 - - -
CFML Standard Loans ▲7.20 - - -
China Construction Bank 6.44 4.85 4.95 4.95
China Construction Bank Special 6.44 5.85 5.95 5.95
Co-operative Bank - First Home Special - 4.59 5.19 5.39
Lender Flt 1yr 2yr 3yr
Co-operative Bank - Owner Occ 4.99 4.69 5.29 5.49
Co-operative Bank - Standard 4.99 5.19 5.79 5.99
Credit Union Auckland 7.70 - - -
First Credit Union Special - 5.09 5.49 -
First Credit Union Standard 6.49 5.69 6.09 -
Heartland Bank - Online 5.80 5.89 - -
Heartland Bank - Reverse Mortgage 7.99 - - -
Heretaunga Building Society 6.50 5.50 5.65 -
ICBC 5.39 4.49 4.99 5.25
Kainga Ora 5.79 4.59 4.95 5.19
Kainga Ora - First Home Buyer Special - - - -
Lender Flt 1yr 2yr 3yr
Kiwibank ▲6.00 5.65 6.09 6.19
Kiwibank - Offset ▲6.00 - - -
Kiwibank Special 5.75 4.75 5.19 5.39
Liberty 6.65 6.55 6.22 6.20
Nelson Building Society 6.49 4.69 5.09 -
Pepper Money Near Prime 6.55 - - -
Pepper Money Prime 5.99 - - -
Pepper Money Specialist 8.00 - - -
SBS Bank 5.84 5.29 5.89 5.89
SBS Bank Special - 4.69 5.29 5.29
SBS Construction lending for FHB 3.74 - - -
Lender Flt 1yr 2yr 3yr
SBS FirstHome Combo 3.29 4.19 - -
SBS FirstHome Combo - - - -
SBS Unwind reverse equity 7.99 - - -
TSB Bank 6.59 5.49 6.05 6.29
TSB Special 5.79 4.69 5.25 5.49
Unity First Home Buyer special - 4.09 - -
Unity Special 5.79 4.80 5.49 -
Unity Standard 5.79 5.60 6.29 -
Wairarapa Building Society 6.15 4.95 5.45 -
Westpac ▲6.14 5.39 5.79 5.89
Westpac Choices Everyday ▲6.24 - - -
Lender Flt 1yr 2yr 3yr
Westpac Offset ▲6.14 - - -
Westpac Special - 4.79 5.19 5.29
Median 6.15 4.80 5.37 5.39

Last updated: 9 July 2026 10:11am

Previous News

MORE NEWS»

News Bites

MORE NEWS BITES»

Compare Mortgage Rates
Compare
From
To
For

To graph multiple lenders, hold down Ctrl key while clicking in list box
Also compare rates to OCR
Find a Mortgage Broker

Add your company

Use map
About Us  |  Advertise  |  Contact Us  |  Terms & Conditions  |  Privacy Policy  |  RSS Feeds  |  Letters  |  Archive  |  Toolbox  |  Disclaimer
 
© Copyright 1997-2026 Tarawera Publishing Ltd. All Rights Reserved
Site by Web Developer and eyelovedesign.com