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Latest Headlines
2010 Recovery?
Tuesday, February 16th 2010, 7:43AM
There are no mortgage rate changes to advise of today, however, in Expert Views ANZ says early optimism that 2010 would be the year the recovery would take hold has faded with almost all the New Zealand data released this year having been disappointing.
As a result all of the economists apart from J P Morgan are now pricing an Official Cash Rate hike in June. Read more here.
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Life and health: a tale of two sectors
“From where I sit as an adviser, most of this is not a surprise. The rate insurers have hiked premiums in the last 18 months...”
2 days ago by JPHale
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Trauma Cover; the good, the bad, and the ugly
“@ Steve - thanks for this peek behind the curtains of the design objective for this unique product.
And thank you so much...”
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Trauma Cover; the good, the bad, and the ugly
“Specific Condition Cover at Partners Life was designed following adviser request for an inexpensive, simple product for clients...”
9 days ago by Steve Wright
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Trauma Cover; the good, the bad, and the ugly
“@The Terrace fingers and toes were never part of the original specific injury covers for the very reason they are high incidence...”
10 days ago by JPHale
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Trauma Cover; the good, the bad, and the ugly
“The Terrace - I was wondering whether the loss ratio might be too low and thus risks failing the COFI fair conduct principle...”
10 days ago by Paul Flood
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Most Commented On
Mortgage Rates Table
Full Rates Table | Compare Rates
| Lender |
Flt |
1yr |
2yr |
3yr |
|---|
| AIA - Back My Build |
3.54 |
- |
- |
- |
| AIA - Go Home Loans |
6.09 |
4.49 |
4.49 |
4.79 |
| ANZ |
5.89 |
5.09 |
5.09 |
5.39 |
| ANZ Blueprint to Build |
7.39 |
- |
- |
- |
| ANZ Good Energy |
- |
- |
- |
1.00 |
| ANZ Special |
- |
4.49 |
4.49 |
4.79 |
| ASB Bank |
5.99 |
4.49 |
4.49 |
4.79 |
| ASB Better Homes Top Up |
- |
- |
- |
1.00 |
| Avanti Finance - Near Prime |
6.49 |
- |
- |
- |
| Avanti Finance - Specialised |
7.69 |
- |
- |
- |
| Basecorp Finance |
6.55 |
- |
- |
- |
| Lender |
Flt |
1yr |
2yr |
3yr |
|---|
| BNZ - Classic |
- |
5.99 |
5.69 |
5.69 |
| BNZ - Mortgage One |
6.09 |
- |
- |
- |
| BNZ - Rapid Repay |
6.09 |
- |
- |
- |
| BNZ - Std |
5.99 |
4.49 |
4.49 |
4.79 |
| BNZ - TotalMoney |
6.09 |
- |
- |
- |
| CFML 321 Loans |
4.25 |
- |
- |
- |
| CFML Home Loans |
6.25 |
- |
- |
- |
| CFML Prime Loans |
6.45 |
- |
- |
- |
| CFML Standard Loans |
7.25 |
- |
- |
- |
| China Construction Bank |
6.44 |
4.85 |
4.95 |
4.95 |
| China Construction Bank Special |
6.44 |
5.85 |
5.95 |
5.95 |
| Lender |
Flt |
1yr |
2yr |
3yr |
|---|
| Co-operative Bank - First Home Special |
- |
4.35 |
- |
- |
| Co-operative Bank - Owner Occ |
5.30 |
4.45 |
4.49 |
4.79 |
| Co-operative Bank - Standard |
5.30 |
4.95 |
4.99 |
5.29 |
| Credit Union Auckland |
7.70 |
- |
- |
- |
| First Credit Union Special |
- |
4.79 |
4.95 |
- |
| First Credit Union Standard |
6.49 |
5.39 |
5.55 |
- |
| Heartland Bank - Online |
5.45 |
5.89 |
- |
- |
| Heartland Bank - Reverse Mortgage |
7.99 |
- |
- |
- |
| Heretaunga Building Society |
7.45 |
5.90 |
5.80 |
- |
| ICBC |
5.39 |
4.25 |
4.59 |
4.79 |
| Kainga Ora |
6.29 |
4.75 |
4.75 |
4.99 |
| Lender |
Flt |
1yr |
2yr |
3yr |
|---|
| Kainga Ora - First Home Buyer Special |
- |
- |
- |
- |
| Kiwibank |
5.80 |
5.39 |
5.39 |
5.65 |
| Kiwibank - Offset |
5.80 |
- |
- |
- |
| Kiwibank Special |
6.15 |
4.49 |
4.49 |
4.85 |
| Liberty |
6.65 |
6.55 |
6.22 |
6.20 |
| Nelson Building Society |
6.59 |
4.59 |
4.69 |
- |
| Pepper Money Near Prime |
6.55 |
- |
- |
- |
| Pepper Money Prime |
5.99 |
- |
- |
- |
| Pepper Money Specialist |
8.00 |
- |
- |
- |
| SBS Bank |
5.99 |
5.09 |
5.09 |
5.39 |
| SBS Bank Special |
- |
4.49 |
4.49 |
4.79 |
| Lender |
Flt |
1yr |
2yr |
3yr |
|---|
| SBS Construction lending for FHB |
3.74 |
- |
- |
- |
| SBS FirstHome Combo |
3.44 |
4.29 |
- |
- |
| SBS FirstHome Combo |
- |
- |
- |
- |
| SBS Unwind reverse equity |
7.99 |
- |
- |
- |
| TSB Bank |
6.74 |
5.19 |
5.29 |
5.59 |
| TSB Special |
5.94 |
4.39 |
4.49 |
4.79 |
| Unity First Home Buyer special |
- |
3.99 |
- |
- |
| Unity Special |
6.39 |
4.49 |
4.65 |
- |
| Unity Standard |
6.39 |
5.29 |
5.45 |
- |
| Wairarapa Building Society |
6.15 |
4.59 |
4.59 |
- |
| Westpac |
6.09 |
5.09 |
5.05 |
5.35 |
| Lender |
Flt |
1yr |
2yr |
3yr |
|---|
| Westpac Choices Everyday |
6.19 |
- |
- |
- |
| Westpac Offset |
6.09 |
- |
- |
- |
| Westpac Special |
- |
4.49 |
4.45 |
4.75 |
| Median |
6.15 |
4.67 |
4.85 |
4.85 |
Last updated: 30 October 2025 6:23pm |
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