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Mortgage Rates Daily Commentary
Friday 27 May 2022
Basecorp raises more funds Basecorp secures more funding to help fuel its growth. [READ ON]
Comparing selected banks
Following a week of rate changes we have pulled together a graph comparing pricing strategies.
Friday, March 18th 2016, 10:04AM
Here we have compared just five lenders who have taken different strategies to pricing their home loans. Also note this is just for standard rates. There are a range of Specials in the market too.
- HSBC - clearly it commands a market leading position in fixed rates, especially when its Specials are considered. However it is the only bank not to move its floating rate.
- Pricing remains in a tight band up to two years, but for longer terms there is greater divergence in pricing.
- SBS - While it often is a market leader, it's current pricing is a tad ordinary.
- ASB - Sharp on the one-year term but starts to look pricey further out the curve.
- BNZ - Continues to be reasonably aggressive compared to its big bank peers.
- Kiwibank - Sharp as usual except for standard two-year rates.
Tags: Mortgage Rates
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Mortgage Rates Table
Full Rates Table | Compare Rates
Lender |
Flt |
1yr |
2yr |
3yr |
AIA |
5.35 |
4.49 |
5.25 |
5.55 |
ANZ |
5.54 |
5.15 |
5.85 |
6.15 |
ANZ Blueprint to Build |
2.78 |
- |
- |
- |
ANZ Special |
- |
4.55 |
5.25 |
5.55 |
ASB Bank |
5.35 |
4.49 |
5.25 |
5.55 |
Avanti Finance |
5.45 |
- |
- |
- |
Basecorp Finance |
6.45 |
- |
- |
- |
Bluestone |
5.29 |
7.49 |
7.59 |
- |
BNZ - Classic |
- |
4.55 |
5.25 |
5.45 |
BNZ - Mortgage One |
5.55 |
- |
- |
- |
BNZ - Rapid Repay |
5.55 |
- |
- |
- |
Lender |
Flt |
1yr |
2yr |
3yr |
BNZ - Std, FlyBuys |
5.55 |
5.35 |
5.94 |
5.99 |
BNZ - TotalMoney |
5.55 |
- |
- |
- |
CFML Loans |
6.45 |
- |
- |
- |
China Construction Bank |
5.50 |
5.40 |
6.14 |
6.40 |
China Construction Bank Special |
- |
4.45 |
5.19 |
5.45 |
Credit Union Auckland |
5.95 |
- |
- |
- |
First Credit Union Special |
5.85 |
4.70 |
5.20 |
- |
Heartland Bank - Online |
4.00 |
3.85 |
4.70 |
4.84 |
Heretaunga Building Society |
5.95 |
4.80 |
5.50 |
- |
HSBC Premier |
5.49 |
4.39 |
5.15 |
5.39 |
HSBC Premier LVR > 80% |
- |
- |
- |
- |
Lender |
Flt |
1yr |
2yr |
3yr |
HSBC Special |
- |
- |
- |
- |
ICBC |
5.25 |
4.29 |
5.09 |
5.35 |
Kainga Ora |
5.43 |
4.57 |
5.58 |
5.85 |
Kainga Ora - First Home Buyer Special |
- |
2.25 |
- |
- |
Kiwibank |
5.00 |
5.55 |
6.19 |
6.39 |
Kiwibank - Offset |
5.00 |
- |
- |
- |
Kiwibank Special |
5.00 |
4.55 |
5.19 |
5.39 |
Liberty |
4.84 |
- |
- |
- |
Nelson Building Society |
5.95 |
4.95 |
5.85 |
- |
Pepper Essential |
3.44 |
- |
- |
- |
Resimac |
4.59 |
5.60 |
6.16 |
6.29 |
Lender |
Flt |
1yr |
2yr |
3yr |
SBS Bank |
5.29 |
4.69 |
5.35 |
5.49 |
SBS Bank Special |
- |
4.19 |
4.85 |
4.99 |
Select Home Loans |
4.09 |
4.29 |
4.86 |
5.09 |
The Co-operative Bank - First Home Special |
- |
4.19 |
- |
- |
The Co-operative Bank - Owner Occ |
5.45 |
4.29 |
5.19 |
5.45 |
The Co-operative Bank - Standard |
5.45 |
4.79 |
5.69 |
5.95 |
TSB Bank |
5.59 |
5.14 |
5.79 |
6.15 |
TSB Special |
4.79 |
4.34 |
4.99 |
5.35 |
Unity |
5.65 |
4.80 |
5.50 |
- |
Wairarapa Building Society |
5.24 |
4.55 |
5.20 |
- |
Westpac |
5.54 |
5.09 |
5.79 |
6.09 |
Lender |
Flt |
1yr |
2yr |
3yr |
Westpac - Offset |
5.54 |
- |
- |
- |
Westpac Special |
- |
4.49 |
5.19 |
5.49 |
Median |
5.45 |
4.55 |
5.25 |
5.52 |
Last updated: 19 May 2022 10:42am Previous News
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