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Last Article Uploaded: Friday, February 20th, 1:36PM

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BNZ cuts rates; Mortgage Lab makes licensing call

Thursday, October 17th 2019, 10:14AM

BNZ is the latest big four bank to cut rates this week. BNZ has slashed 1, 2, 4, and 5 year fixed rates for owner-occupiers and investors. See how they stack up here.

At TMM Online, we hear from The Mortgage Lab and Kepa about their plans for the new regulatory regime. [READ ON].

 

Tags: BNZ

« Westpac rate cuts; housing market to impact OCR?ASB latest to cut rates »

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Full Rates Table | Compare Rates

Lender Flt 1yr 2yr 3yr
SBS FirstHome Combo 3.29 3.99 - -
AIA - Back My Build 3.34 - - -
SBS Construction lending for FHB 3.74 - - -
CFML 321 Loans 3.95 - - -
Co-operative Bank - Owner Occ 4.99 4.49 4.89 5.19
Co-operative Bank - Standard 4.99 4.99 5.39 5.69
Heartland Bank - Online 5.30 5.89 - -
ICBC 5.39 4.25 4.59 4.79
Kiwibank 5.65 5.39 5.79 6.05
Kiwibank - Offset 5.65 - - -
Kainga Ora 5.69 4.49 4.49 4.79
Lender Flt 1yr 2yr 3yr
ANZ 5.79 5.09 5.49 5.79
ASB Bank 5.79 4.59 4.95 5.19
TSB Special 5.79 4.39 4.89 5.15
Unity Special 5.79 4.49 4.69 -
Unity Standard 5.79 5.29 5.49 -
BNZ - Std 5.84 4.49 4.69 5.09
SBS Bank 5.84 5.09 5.49 5.75
AIA - Go Home Loans 5.89 4.59 4.95 5.19
Westpac 5.89 5.09 5.49 ▼5.59
Westpac Offset 5.89 - - -
BNZ - Mortgage One 5.94 - - -
Lender Flt 1yr 2yr 3yr
BNZ - Rapid Repay 5.94 - - -
BNZ - TotalMoney 5.94 - - -
Pepper Money Prime 5.99 - - -
Westpac Choices Everyday 5.99 - - -
CFML Home Loans 6.05 - - -
Kiwibank Special 6.15 4.49 4.89 5.25
Wairarapa Building Society 6.15 4.59 4.79 -
CFML Prime Loans 6.25 - - -
Avanti Finance - Near Prime 6.35 - - -
Basecorp Finance 6.35 - - -
China Construction Bank 6.44 4.85 4.95 4.95
Lender Flt 1yr 2yr 3yr
China Construction Bank Special 6.44 5.85 5.95 5.95
First Credit Union Standard 6.49 5.39 5.55 -
Pepper Money Near Prime 6.55 - - -
TSB Bank 6.59 5.19 5.69 5.95
Liberty 6.65 6.55 6.22 6.20
CFML Standard Loans 6.95 - - -
Nelson Building Society 6.99 4.59 4.67 -
ANZ Blueprint to Build 7.39 - - -
Heretaunga Building Society 7.45 5.90 5.80 -
Avanti Finance - Specialised 7.55 - - -
Credit Union Auckland 7.70 - - -
Lender Flt 1yr 2yr 3yr
Heartland Bank - Reverse Mortgage 7.99 - - -
SBS Unwind reverse equity 7.99 - - -
Pepper Money Specialist 8.00 - - -
ANZ Good Energy - - - 1.00
ANZ Special - 4.49 4.69 5.19
ASB Better Homes Top Up - - - 1.00
Co-operative Bank - First Home Special - 4.39 - -
First Credit Union Special - 4.79 4.95 -
Kainga Ora - First Home Buyer Special - - - -
SBS Bank Special - 4.49 4.89 5.15
SBS FirstHome Combo - - - -
Lender Flt 1yr 2yr 3yr
Unity First Home Buyer special - 3.99 - -
Westpac Special - 4.49 4.89 ▼4.99
Median 5.94 4.59 4.95 5.19

Last updated: 20 February 2026 5:03pm

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