Harbour Asset Management Special Report
What does an elevated Equity Risk Premium mean for investing?
The Equity Risk Premium (ERP) across most equity markets has been elevated since 2010, but started to fall at the end of 2012. In our view, a further normalisation of the ERP would be associated with an out-performance of growth and cyclical stocks. It would also see lower correlation of returns between individual stocks, creating more opportunities for active managers. After the Australian equity market underperformed New Zealand in 2012, we see potential opportunities in Australian stocks moving into 2013, especially if the normalisation of the ERP continues...MORE»
The Brook Income FundTuesday, January 8th, 11:22AM
Generating income without compromising risk MORE» |
Harbour Australasian Equity Income FundThursday, November 1st, 9:49AM
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AIA: Lies, Damned Lies and Statistics
It's an information-rich world, permitting all manner of opinion, and what is true depends on one's point of view. Darrin Franks, AIA New Zealand's Head of Distribution and Marketing, explores the customers' view of the insurance industry.
MORE»Finally, a better answer for life and health sales
Finally, a better answer for life and health sales
With a Phase 1 version in use by 400 advisors, Konnect's SureApp service is already taking hassle out of life and health insurance applications - and is on track to cut average application turnaround from 35 to 14 days.
MORE»AIA: Health, wealth and wellbeing – how’s yours?
The traditional, profit-at-any-cost model has generated great wealth for many companies and people, but that model is failing. According to the best business minds and a preponderance of evidence, the best companies are those invested in the wellbeing of society, AIA New Zealand's Head of Distribution and Marketing Darrin Franks reports.
MORE»AIA: Reconsidering remuneration
The commission model has come in for sharp criticism over the years, particularly for its role in customer churn. AIA New Zealand's Head of Distribution and Marketing Darrin Franks considers its virtues and flaws, and argues for a more relevant remuneration structure - in the interests of sustainability and improved customer engagement.
MORE»AIA: At the sharp end
A secondment to distribution after years in the operational side of the insurance industry has afforded AIA New Zealand's general manager of retail distribution Nadine Tereora a bird's-eye view of the real challenges for advisers - and the substantial opportunities, as she explains.
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