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Health insurance discount - with a catch

Wednesday, November 14th 2012, 4:30PM 1 Comment

The Kiwi Discount Club, which is run by RFA Des Morgan, is offering members a 30% discount on their health insurance premiums - as long as they are prepared to accept a voluntary excess of $1,000.

He says if a claim is made in the first two years members will receive a lump sum payment up to $1,000 from the Club to offset the excess.

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Comments from our readers

On 15 November 2012 at 1:53 pm Mark Jory said:
Aren't there several Medical Insurance products that enable clients to choose an excess which results in a discount, and without specifically checking I would think the discount for a $1,000 excess with almost all medical insurers will be 30%, or more!

This 'discount' isn't something any member of the public can't already get whether they buy their medical insurance through any RFA, AFA, or directly from the insurer.

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ANZ Special - 5.49 5.39 5.79
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First Credit Union 6.45 - - -
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Housing NZ Corp 6.74 5.70 5.99 6.29
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HSBC Special - 5.29 5.29 5.29
ICBC 6.75 5.99 6.39 -
Kiwibank 6.65 5.69 6.09 6.29
Kiwibank - Capped - - - -
Kiwibank - Offset 6.55 - - -
Kiwibank Special - - 5.39 5.55
Liberty - - - -
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Napier Building Society 5.80 6.00 6.70 -
Nelson Building Society 6.95 6.15 6.60 -
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SBS Bank 6.65 5.69 5.39 5.69
SBS Bank Special - 5.59 5.19 5.49
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Sovereign 6.85 5.99 6.09 6.29
Sovereign Special - 5.59 5.39 5.45
The Co-operative Bank 6.70 5.59 5.39 5.59
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TSB Bank 6.74 5.70 5.70 6.00
TSB Special - - 5.35 5.60
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