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Health insurance discount - with a catch

Wednesday, November 14th 2012, 4:30PM 1 Comment

The Kiwi Discount Club, which is run by RFA Des Morgan, is offering members a 30% discount on their health insurance premiums - as long as they are prepared to accept a voluntary excess of $1,000.

He says if a claim is made in the first two years members will receive a lump sum payment up to $1,000 from the Club to offset the excess.

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Comments from our readers

On 15 November 2012 at 1:53 pm Mark Jory said:
Aren't there several Medical Insurance products that enable clients to choose an excess which results in a discount, and without specifically checking I would think the discount for a $1,000 excess with almost all medical insurers will be 30%, or more!

This 'discount' isn't something any member of the public can't already get whether they buy their medical insurance through any RFA, AFA, or directly from the insurer.

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HSBC Premier 6.84 ▼5.45 ▼5.65 5.99
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HSBC Special - - - -
ICBC 6.75 5.99 6.39 -
Kiwibank 6.65 5.69 6.19 6.55
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SBS Bank 6.65 5.69 5.74 5.99
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Sovereign 6.85 5.99 6.19 6.39
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