Putting the case for income protection
The concluding part of Jon-Paul Hale's IP series; reducing cover levels will increase pressure on the already strained public health system.
A final point on the subject on income protection sustainability is the comments about over insurance; sure there is some level of this that happens as agreed value claims can artificially hold up claim levels long term when the underlying income has reduced. As too when on claim, there are increased costs that are not accounted for by policies.
These costs are expected to be absorbed by...MORE»
Good customer outcomes, where did this term come from?Tuesday, February 18th, 9:47AM
Sorry team, I think I introduced it. Driving good customer outcomes has been a piece of language I have been using for a good 3-4 years when no one else was. MORE» |
Health system not helping income protection claimsWednesday, February 12th, 8:00AM
Jon-Paul Hale's third of four articles on income protection; recent critique of the length and motivation for IP claims and how public health and IP don't collide well. MORE» |
Immigrants have differing view of income protection
In the second part of his series on income protection sustainability, Jon-Paul Hale says there is a cultural side to claims which is overlooked in research.
MORE»Income protection sustainable or just more noise?
The future of income protection insurance is likely to come under more scrutiny this year. In the first of a four-part series Jon-Paul Hale takes aim at some claims made by Partners Life.
MORE»My wildly unhelpful prediction …
I said to a colleague about two months ago that based on the 2010 change, 90% of advisers will miss the June 2020 deadline. They disagreed – they may well be right – I hope they are.
MORE»Policy ownership, a simple concept?
It seems it's not. And given the time and dialogue, I need to name names on this issue.
MORE»As confusion reigns and opinions are strong, is it all a bit much?
There are so many options for advisers under the new regime; licensing, coming under a licence, packing it in, or working for a bank or insurer. Jon-Paul Hale says the answer is quite simple.
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