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Putting the case for income protection

The concluding part of Jon-Paul Hale's IP series; reducing cover levels will increase pressure on the already strained public health system.

Tuesday, February 25th, 6:00AM

A final point on the subject on income protection sustainability is the comments about over insurance; sure there is some level of this that happens as agreed value claims can artificially hold up claim levels long term when the underlying income has reduced. As too when on claim, there are increased costs that are not accounted for by policies.

These costs are expected to be absorbed by...MORE»

Good customer outcomes, where did this term come from?

Tuesday, February 18th, 9:47AM

Sorry team, I think I introduced it. Driving good customer outcomes has been a piece of language I have been using for a good 3-4 years when no one else was.

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Health system not helping income protection claims

Wednesday, February 12th, 8:00AM

Jon-Paul Hale's third of four articles on income protection; recent critique of the length and motivation for IP claims and how public health and IP don't collide well.

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Previous News

Immigrants have differing view of income protection

Monday, February 3rd, 8:00AM

In the second part of his series on income protection sustainability, Jon-Paul Hale says there is a cultural side to claims which is overlooked in research.

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Income protection sustainable or just more noise?

Wednesday, January 22nd, 10:12AM

The future of income protection insurance is likely to come under more scrutiny this year. In the first of a four-part series Jon-Paul Hale takes aim at some claims made by Partners Life.

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My wildly unhelpful prediction …

Thursday, December 12th, 1:16PM

I said to a colleague about two months ago that based on the 2010 change, 90% of advisers will miss the June 2020 deadline. They disagreed – they may well be right – I hope they are.

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Policy ownership, a simple concept?

Thursday, November 7th, 8:16AM

It seems it's not. And given the time and dialogue, I need to name names on this issue.

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As confusion reigns and opinions are strong, is it all a bit much?

Thursday, October 31st, 8:07AM

There are so many options for advisers under the new regime; licensing, coming under a licence, packing it in, or working for a bank or insurer. Jon-Paul Hale says the answer is quite simple.

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Insurance Briefs

ANZIIF cancels insurance awards
The Australian and New Zealand Institute of Insurance and Finance (ANZIIF) has made the decision to cancel the 2020 Australian and New Zealand Insurance Industry Awards.

Partners Life supports rainbow community
Partners Life is again supporting the Rainbow Excellence Awards.

AIA receives Gender Tick accreditation
AIA New Zealand is the first insurer in New Zealand to be awarded the YWCA Gender Tick.

Southern Cross launches advisory group
Southern Cross Health Society has announced the establishment of a Māori governance advisory group in a first for New Zealand’s health insurance sector.

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