Jon-Paul Hale returns for part two of Disability Benefits

As I mentioned before, giving advice on two and five year disability benefit periods can be tricky, especially if you focus on short-term coverage.

Rather than make comments on the original article, I’ll expand things here, as it’s important for everyone.

First, a few acknowledgments:

• Thank you to Paul Flood for your help after the last article. Your insights about pass backs were valuable and became a key point in my later discussion with Fidelity Life.
• Thanks to Fidelity Life for recognising...MORE»

  Short-Term Disability Benefits Saturday, March 14th, 11:33AM Jon-Paul Hale uses a real life example to highlight issues around disability claims. MORE»

  Embracing Change Monday, November 3rd, 7:39PM Jon-Paul Hale runs the rule over insurer's change of servicing requirements. MORE»

   

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  Trauma Cover; the good, the bad, and the ugly

  Thursday, October 23rd, 6:12PM

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  Trauma Cover: Are we thinking things through or just doing what we have always done?

  Wednesday, September 10th, 9:42AM

  Trauma cover is an interesting one, as its use over the years has changed and evolved.

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  Modern-Day demands of income protection

  Wednesday, August 27th, 2:00PM

  Continuing my exploration of disability cover. Something that has been highlighted with both my own personal claims and the extensive number of claims with clients is that modern demands on disability coverage don't match client reality as well as we think.

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  Should FAPs be accepting signature-less policy processing

  Tuesday, July 29th, 6:00AM

  While signature-less processes have been a thing for one or two providers, we now have around half that will process policy changes without the need for signatures in some shape or form.

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  Service levels and transfer of workloads

  Tuesday, June 24th, 6:00AM

  If you're an adviser, you will have seen the challenges with provider service levels trending downwards and your admin loads increasing.

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