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How much trauma cover?

The question of how much trauma cover is ideal remains vexed.

Monday, October 15th, 11:32AM

All insurance sums insured are supposed to be based on the concept of indemnity. Too much and we create hazards, too little and we have shortfalls.

The principle of indemnity is reasonably clear in most of the methods of calculating life, total and permanent disablement cover, and income protection. Indeed, with income protection (including mortgage protection as part of a package), insurer’s...MORE»

They think they know how

Tuesday, October 2nd, 9:00AM

Why do some people go online and suddenly think that they are proficient in managing their own insurance?


Societal change and changing financial services

Tuesday, September 18th, 9:04AM

Demographic and societal change should be the easiest change to respond to



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Record keeping and all that

Monday, September 3rd, 9:53AM

What’s all the fuss about record keeping and all that? There’s one school of thought that runs, in effect, that it’s the advice that counts – not the file.


Financial planning should be the natural friend of good insurance coverage

Monday, August 20th, 12:39PM

Sooner or later, reduced liabilities and increased capital must replace insurance.


Wearable devices: The promise and the reality for insurance

Wednesday, August 8th, 1:02PM

Wearable devices, like Fitbit watches, are becoming more and more popular, and insurers are interested in the data they collect.


Selling a bit less than ideal

Monday, July 23rd, 4:25PM

In a household with two adults working and a couple of children, plus the uncomfortable presence of a large mortgage snuggling up next to them every time they hit the couch of an evening, money is tight.


Did the Australian Royal Commission change everything? Or had everything changed already?

Monday, July 9th, 9:34AM

Long-run changes have a habit of creeping up on us. Gradually, society changes, but we pin the ‘big change’ on one emblematic moment.



Insurance Briefs

Reserve Bank may expand dashboard to insurance
The Reserve Bank’s says the popularity of its Financial Strength Dashboard hs exceeded expectations, and it is now looking to extend it to insurance.

AIA congratulates Gattung

Cigna backs kids' mental health
Cigna New Zealand has partnered with Life Education Trust to support mental health education in schools.

Asteron, Fidelity and Partners in running for top award

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