Russell Hutchinson looks at the question whether to take New to Business Cover as an alternative to Business Overheads cover.
Which would you rather have?
The certainty of $2,000 a month or the chance of $4,000 a month?
I have to admit I hadn’t thought about New to Business Cover as an alternative to Business Overheads – I had the markets segmented neatly: If you are New to Business you buy that one, if you aren’t you would naturally buy either Business Overheads Cover, or Locum Cover, or even Business Continuity Insurance which is a kind of Key Person Disability payment, depending on your situation...MORE»
Wednesday, April 24th, 1:12PM
Two friends have had cancer recently. I use the term “had” in the most optimistic sense. Because although they are both cancer-free, we simply don’t know how long that will last.MORE»
Friday, April 5th, 11:34AM
The biggest category of complaints in the claims area relates to non-disclosure.MORE»
Russell Hucthinson reviews the impact of regulations on the life insurance market and comes to some surprising conclusions.MORE»
During a road-show last year I had several advisers report to me claims they had discovered through their work with a client. If you are a struggling new adviser, hungry for a sale, a discovered claim can be a bittersweet moment. But the experience has real value and keeps on paying dividends.MORE»
Russell Hutchinson sings the praises of advisers, and also warns to be wary when insurers don't disclose their documents.MORE»
Russell Hutchinson looks at the times when an insurance adviser could consider charging clients fees rather taking commission.MORE»