About Good Returns  |  Advertise  |  Contact Us  |  Terms & Conditions  |  RSS Feeds Other Sites:  sharechat.co.nz  |  depositrates.co.nz  |  landlords.co.nz
Last Article Uploaded: Friday, March 12th, 10:09AM
rss
Latest Headlines

Opinion: Overinsured and unhappy

When incomes are shrinking clients with indemnity policies may quickly find that their income protection cover is miles above their pre-disability earnings.

Wednesday, March 3rd, 5:30AM

While many definitions mean that there is a long lag between income falling and this actually affecting the potential benefit, quite a few clients won't know that, unless you tell them.

The uninformed client creates two problems for you. One is the client that is looking to cut costs and wakes up with the bright idea that he or she is overinsured - and blames you for the oversight.

I know how this feels, last time I popped in to see the good folks at - we'll call them Profiteerphone - they proudly told me I could get more minutes, more data, and a better phone, all for half the monthly cost...MORE»

Opinion: Have you ever wondered?

Wednesday, February 3rd, 12:55PM

I remember the first time I heard a real, true to life claims story... there I was, dreading one of those awful staff meetings at one of my early jobs and we were asked for examples of how life insurance worked.

MORE»

Opinion: Spare a thought...

Wednesday, January 13th, 5:00AM

There are many changes afoot in our industry, most of which will land - after so many years in the making - this year. However, spare a thought for the insurance broker in the US.

MORE»

 

Previous News

Opinion: They’ve been misled, so they mislead you

Tuesday, December 22nd, 5:13AM

Cases of non-disclosure which initially sound breathtaking are often genuinely innocent - because clients have been told "you don't have a problem" by health professionals, and therefore don't think they need to tell you. A proposed law change probably won't help much.

MORE»

Opinion: Insurance needs variation

Wednesday, December 2nd, 5:10AM

The surprising thing about the divergence between Sovereign's upfront life insurance offer and Fidelity's spread offer is not that they are moving in different directions - it's that for so long some sort of unspoken consensus has existed about the life insurance industry.

MORE»

Opinion: Advice counts - and you have to have a method

Wednesday, November 18th, 3:57PM

A company I was speaking to the other day were proudly showing off an analysis tool which they felt ‘gives us an advice process'. But we've all seen clever tools for identifying a need and working out how much cover is required.

MORE»

Opinion: Questions, questions

Wednesday, October 28th, 5:22AM

The top five questions life advisers should be asking their insurers about compliance:

MORE»

Opinion: Where's the insurance innovation?

Wednesday, October 7th, 5:43AM

Since you can insure your pets, your hands and even the weather, you might well ask if there is anything left to insure. Well, perhaps not, but there are plenty of things that are not insured very well, and maybe we should set about improving those.

MORE»

MORE NEWS»

Subscribe to our newsletter

Mortgage Rates Newsletter

Daily Weekly

Previous News

Wednesday, September 30th, 5:13AM
Opinion: Quick need not be dirty

Thursday, September 17th, 3:26PM
Opinion: Can you shortlist? Can you choose?

Thursday, August 27th, 10:01AM
Opinion: The power of free

Wednesday, August 12th, 5:39AM
Opinion: Could commission disappear?

Thursday, July 23rd, 10:43AM
Opinion: Asking the right questions

Wednesday, July 8th, 5:21AM
Opinion: Where risk comes from

Wednesday, June 24th, 6:47AM
Opinion: What is trauma for?

Thursday, May 21st, 5:29AM
Opinion: Life Brokers have a bob each way in professional associations

MORE NEWS»

Most Commented On
Mortgage Rates Table

Full Rates Table | Compare Rates

Lender Flt.

1yr

2yr

3yr

5yr


n/a n/a n/a n/a n/a
AMP Home Loans
6.29 6.25 7.20 7.99 8.75
AMP Home Loans $200k +
6.19 6.15 7.10 7.89 8.65
ANZ 5.69 6.20 7.25 7.75 8.49
ASB Bank
5.75 6.25 7.55 7.95 8.50
BankDirect
5.75 6.25 7.55 7.95 8.50
BNZ - Classic (T&C apply)
n/a n/a n/a n/a n/a
BNZ - GlobalPlus
5.99 6.35 7.30 8.05 8.85
BNZ - Mortgage One
6.40 n/a n/a n/a n/a
BNZ - Rapid Repay
5.99 n/a n/a n/a n/a
BNZ - TotalMoney
5.59 n/a n/a n/a n/a
BNZ- Std, FlyBuys
5.99 6.25 7.20 7.95 8.75
Cairns Lockie 6.75 6.40 7.45 8.19 8.85
CBS Canterbury
6.45 6.55 7.45 8.25 8.85
Credit Union Baywide
5.85 6.40 7.70 8.10 n/a
Credit Union North
6.25 6.35 7.30 8.10 n/a
eMortgage 6.75 6.40 7.45 8.19 8.85
Fidelity Life
6.35 5.90 7.05 n/a n/a
First Credit Union
6.99 n/a n/a n/a n/a
General Finance
6.75 6.40 7.45 8.19 8.85
Global Home Loans
7.99 n/a n/a n/a n/a
HBS
6.49 6.25 7.20 7.99 8.75
Housing Corp
5.75 6.20 7.20 7.80 8.65
HSBC Premier
6.30 5.99 6.99 7.69 7.99
Kiwibank 5.65 6.25 7.20 7.79 8.50
Moorhouse Mortgages
9.95 8.75 9.20 9.75 n/a
Napier Building Society
6.00 6.25 7.00 n/a n/a
National Bank
5.75 6.15 7.20 7.79 8.50
Nelson Building Society
6.95 6.55 7.55 n/a n/a
No.8 Mortgages 9.95 8.55 8.70 9.40 n/a
NZ Home Loans
5.85 6.40 7.70 8.10 8.65
NZF
6.95 6.65 7.65 8.25 8.90
Perpetual Trust
7.45 n/a n/a n/a n/a
PSIS 5.75 6.15 7.15 7.80 n/a
Public Trust
6.20 6.15 7.20 7.90 8.60
SBS Bank
5.90 6.29 7.30 7.90 8.75
Silver Fern
5.85 6.50 7.50 8.20 8.75
Southern Cross 6.95 6.10 7.10 7.80 n/a
Sovereign 5.85 6.40 7.70 8.10 8.65
TSB Bank 5.99 6.20 7.15 7.80 8.50
Wairarapa Building Society
6.45 6.25 7.40 n/a n/a
Westpac
6.29 6.25 7.20 7.75 8.50
Westpac - Capped rates
n/a 6.55 n/a n/a n/a
About Us  |  Advertise  |  Contact Us  |  Terms & Conditions  |  Privacy Policy  |  RSS Feeds  |  Letters  |  Archive
 
Site by PHP Developer and eyelovedesign.com