Lessons for life insurers from 1918
A researcher who published a paper on the US life insurance industry in the 1918 flu pandemic says there are some messages that are relevant to the situation currently facing the New Zealand life insurance industry.
University of Auckland senior finance lecturer Gertjan Verdickt wrote Risk Management in Deadly Times: The U.S. Life Insurance Industry in the 1918–9 Influenza Pandemic, with Gustavo Cortes.
They used data from US life insurance companies during the period and found that high-exposure insurers charged higher prices on new policies than those insurers that were less exposed...MORE»
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